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United Bancorporation of Alabama reported a net income of $13.5 million for the nine months ended September 30, 2025, down from $20 million in the same period last year. Earnings per share were $4.07, compared to $5.63 in 2024. Net income for Q3 2025 was $4.2 million, compared to $5.1 million in Q3 2024. The company's net interest margin was 4.6%, and nonperforming assets decreased 48% from the prior year.

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