UEX US Launches Savings Accounts Offering 5% APY on Fiat, 3.5% on Crypto

UEX US, a registered Money Services Business (MSB) and digital asset exchange, has launched its Savings Accounts, offering users up to 5% APY on fiat and 3.5% APY on crypto assets with no fixed lock-up period. This new product is designed to cater to both sophisticated investors and crypto-native users, aiming to reshape how digital assets are stored, grown, and accessed in a regulated U.S. environment.

UEX's Savings Accounts allow users to earn daily, automated interest payouts without locking their assets. This approach differs from traditional DeFi protocols and centralized products that require strict holding periods or have opaque risk profiles. UEX deploys user assets through a proprietary liquidity framework, generating yield through institutional-grade loan backing, real-time hedging strategies, and internal order book optimization. All activities are fully collateralized, risk-managed, and executed transparently within UEX’s platform infrastructure. Withdrawals are available at any time, though brief processing windows—up to 24 hours—may apply during peak liquidity management cycles. UEX describes this as “soft custody with real-world structure”, providing full dashboard visibility while maintaining operational flexibility to protect all users.

To ensure the program’s long-term sustainability and alignment with serious participants, Savings Accounts are available to users with a total portfolio value over $100,000, or holders of at least 20,000,000 $C4, the native token powering UEX’s ecosystem. This structure rewards committed participants and limits exposure to risk cycles commonly seen in unrestricted yield programs.

UEX operates under an active MSB registration in the United States and maintains strict compliance protocols, including multi-level KYC/AML onboarding, real-time fraud detection, segregated custody flows and transaction screening, and continuous risk auditing across fiat and crypto infrastructure. The company emphasizes that everything it builds begins with compliance, security, and control, ensuring that it can withstand real stress tests and regulatory scrutiny.

With the Savings Accounts now fully deployed, UEX US is focusing on scaling trading capabilities and infrastructure to support both institutional clients and algorithmic traders. The next phase includes advanced trading tools and order books, cross-market liquidity bridges, customizable dashboards for power users, and military-grade withdrawal protection and wallet-level firewalling. The company aims to deliver the most complete and resilient trading ecosystem in the U.S., matching or exceeding the reliability of legacy platforms. UEX is also preparing for expanded institutional onboarding and deeper fiat integration, positioning itself as a U.S.-compliant alternative to global giants with offshored operations and legal uncertainties.

UEX US is a next-generation digital asset exchange and financial platform that combines intuitive design, institutional-grade infrastructure, and high-yield financial products for the crypto era. As an MSB-registered entity, UEX offers compliant access to digital savings, lending, trading, and payment services, bridging the gap between traditional finance and the decentralized future.