Trump's 50-Year Mortgage Plan: Affordable Monthly Payments at the Cost of Double Total Borrower Costs

Thursday, Nov 13, 2025 7:35 am ET1min read

President Trump's proposed 50-year mortgage plan could lower monthly payments but double total borrower costs, warns UBS Group AG analysts. The longer term would make homeownership appear more affordable, but buyers would build equity far more slowly and remain in debt for decades longer. The plan has been met with controversy and outrage, even from members of Trump's own party.

Trump's 50-Year Mortgage Plan: Affordable Monthly Payments at the Cost of Double Total Borrower Costs

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