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Travel medical insurance covers emergency healthcare abroad, including doctor visits, lab tests, hospital stays, and ambulance services. It can also include medical evacuation, emergency dental care, and accidental death/dismemberment coverage. Costs vary based on age, destination, trip length, and add-ons, but typically range from 4-10% of total trip costs. Some insurers offer pre-existing condition waivers, but certain conditions are usually excluded.

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