TransUnion Delivers Strong Results and Refreshes Capital Allocation Framework

TransUnion (NYSE: TRU), a global information and insights company, has announced its fourth quarter and full-year 2024 results, along with a refreshed capital allocation framework. The company's strong performance and strategic moves have positioned it for continued growth and success in the coming years.



Fourth Quarter and Full-Year 2024 Results
TransUnion finished the year with impressive revenue growth and margin expansion. In the fourth quarter, the company reported a 9 percent increase in total revenue, driven by high single-digit growth in the U.S. Markets segment and double-digit growth in the International segment (TransUnion, 2025). This growth was achieved despite subdued but stable market conditions, indicating the resilience of the company's core businesses.

The U.S. Markets segment grew by high single-digits, driven by mortgage pricing, improving non-mortgage Financial Services growth, and Insurance strength. The International segment delivered double-digit growth, led by India, Asia Pacific, and Latin America (TransUnion, 2025). This growth can be attributed to the company's expansion into high-growth markets and its ability to leverage its global presence to provide innovative solutions tailored to local needs.

In 2024, TransUnion expects to deliver 3.5 to 5 percent revenue growth (4.5 to 6 percent organic constant currency), reflecting its confidence in the company's growth prospects and the strength of its diversified vertical, product, and geographic portfolio (TransUnion, 2025).

Refreshed Capital Allocation Framework
TransUnion has announced a refreshed capital allocation framework, lowering its target Leverage Ratio to under 2.5x and raising its quarterly dividend to $0.115. The company has also authorized a new $500 million share repurchase program (TransUnion, 2025). These moves demonstrate TransUnion's commitment to balancing short-term financial performance with long-term strategic goals.

Lowering the target Leverage Ratio to under 2.5x indicates a more conservative approach to debt management, providing TransUnion with greater financial flexibility. This allows the company to better navigate economic uncertainties and invest in growth opportunities as they arise (TransUnion, 2025). Raising the quarterly dividend to $0.115 demonstrates TransUnion's commitment to returning value to shareholders, while the new share repurchase program signals confidence in the company's financial performance and future prospects (TransUnion, 2025).



Conclusion
TransUnion's strong fourth quarter and full-year 2024 results, coupled with its refreshed capital allocation framework, position the company for continued growth and success in the coming years. The company's focus on stable, cash-generating sectors like Financial Services and Insurance, along with its strategic transformation initiatives, has driven consistent revenue growth and margin expansion. TransUnion's commitment to balancing short-term financial performance with long-term strategic goals, as demonstrated by its capital allocation framework, further solidifies its position as a leader in the global information and insights industry.