icon
icon
icon
icon
Upgrade
icon

Top High-Yield Savings Accounts for January 2025: Earn Up to 4.75% APY

AInvestSunday, Jan 5, 2025 6:06 am ET
3min read


In the current financial landscape, high-yield savings accounts have become an attractive option for individuals looking to maximize their earnings while maintaining easy access to their funds. With interest rates on the rise, these accounts offer competitive annual percentage yields (APYs) that can significantly boost your savings. Let's explore some of the best high-yield savings accounts available in January 2025, offering APYs up to 4.75%.



1. LendingClub Bank - 4.75% APY
LendingClub Bank, a popular online-only bank, offers a top-tier savings APY of 4.75% on its LevelUp account. This account requires no minimum opening deposit and has no monthly service fees, making it an accessible option for all savers. Additionally, LendingClub Bank offers a special higher yield when depositing at least $250 monthly into the account.

2. BrioDirect - 4.75% APY
BrioDirect, an online-only affiliate of Marcus by Goldman Sachs, offers a high-yield savings account with an APY of 4.75%. This account requires a minimum opening deposit of $5,000 and a minimum balance of $25 to earn the stated APY. However, it offers no monthly fees and a mobile check deposit feature, which can be appealing to customers who prefer the convenience of mobile banking.

3. Bread Savings - 4.65% APY
Bread Savings, an online-only bank, offers a high-yield savings account with an APY of 4.65%. This account requires no minimum opening deposit and has no monthly service fees, making it an accessible option for all savers. Additionally, Bread Savings offers a mobile app for easy account management and mobile check deposit.



4. Popular Direct - 4.60% APY
Popular Direct, an online-only bank, offers a high-yield savings account with an APY of 4.60%. This account requires a minimum opening deposit of $5,000 and a minimum balance of $5,000 to earn the stated APY. However, it offers no monthly fees and a mobile app for easy account management.

In conclusion, high-yield savings accounts offer an attractive option for individuals looking to maximize their earnings while maintaining easy access to their funds. With interest rates on the rise, these accounts offer competitive APYs that can significantly boost your savings. By exploring the best high-yield savings accounts available in January 2025, you can find an option that suits your financial goals and preferences.
Disclaimer: the above is a summary showing certain market information. AInvest is not responsible for any data errors, omissions or other information that may be displayed incorrectly as the data is derived from a third party source. Communications displaying market prices, data and other information available in this post are meant for informational purposes only and are not intended as an offer or solicitation for the purchase or sale of any security. Please do your own research when investing. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. Keep in mind that while diversification may help spread risk, it does not assure a profit, or protect against loss in a down market.