Top 5 Banks' Highest FD Interest Rates: SBI, PNB, ICICI Bank, HDFC Bank, and Bank of Baroda.
ByAinvest
Friday, Sep 26, 2025 12:02 am ET1min read
HDB--
The highest FD interest rates for general citizens are offered by SBI, which provides 6.60% for a tenure of 444 days. Similarly, senior citizens can earn up to 7.10% on the same tenure at SBI. HDFC Bank offers 6.60% for general citizens and 7.10% for senior citizens on a tenure of 18 months to less than 21 months [1].
ICICI Bank offers FD interest rates between 2.75% and 6.60% for general citizens and 3.25% and 7.10% for senior citizens, with the highest rates available on tenures of 2 years 1 day to 10 years. Punjab National Bank provides FD interest rates between 3.00% and 6.60% for general citizens and 3.50% and 7.10% for senior citizens, with the highest rates offered on a tenure of 390 days. Bank of Baroda offers FD interest rates between 3.50% and 6.60% for general citizens and 4.0% and 7.10% for senior citizens, with the highest rates available on a tenure of 444 days [1].
These competitive FD rates are particularly attractive to investors who are closely watching interest rate movements. Fixed deposits remain a popular choice for those seeking secure investment options with guaranteed returns.
IBN--
India's top 5 banks, SBI, PNB, ICICI Bank, HDFC Bank, and Bank of Baroda, offer competitive FD interest rates ranging from 3.05% to 7.10% for general and senior citizens. The highest FD interest rates are offered by SBI for general citizens (6.6% for 444 days) and senior citizens (7.10% for 444 days), while HDFC Bank offers 6.6% for 18 months to less than 21 months for general citizens and 7.10% for the same tenure for senior citizens.
India's top 5 banks, SBI, PNB, ICICI Bank, HDFC Bank, and Bank of Baroda, are currently offering competitive fixed deposit (FD) interest rates. These rates range from 3.05% to 7.10% for general and senior citizens, providing a reliable avenue for safe and assured returns [1].The highest FD interest rates for general citizens are offered by SBI, which provides 6.60% for a tenure of 444 days. Similarly, senior citizens can earn up to 7.10% on the same tenure at SBI. HDFC Bank offers 6.60% for general citizens and 7.10% for senior citizens on a tenure of 18 months to less than 21 months [1].
ICICI Bank offers FD interest rates between 2.75% and 6.60% for general citizens and 3.25% and 7.10% for senior citizens, with the highest rates available on tenures of 2 years 1 day to 10 years. Punjab National Bank provides FD interest rates between 3.00% and 6.60% for general citizens and 3.50% and 7.10% for senior citizens, with the highest rates offered on a tenure of 390 days. Bank of Baroda offers FD interest rates between 3.50% and 6.60% for general citizens and 4.0% and 7.10% for senior citizens, with the highest rates available on a tenure of 444 days [1].
These competitive FD rates are particularly attractive to investors who are closely watching interest rate movements. Fixed deposits remain a popular choice for those seeking secure investment options with guaranteed returns.

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