Top 10 Undiscovered Small-Cap Stocks in the US with Strong Fundamentals

Among the top 10 undiscovered gems with strong fundamentals in the US, Ponce Financial Group stands out with a Simply Wall St Value Rating of ★★★★★★. The bank holding company offers a range of banking products and services with a market capitalization of approximately $343.82 million. Its primary revenue stream comes from its thrift and savings and loan institutions, generating $96.25 million. Ponce Financial Group's earnings have surged by 148% over the past year, outpacing industry growth significantly. The company has a robust allowance for bad loans at 0.9% of total loans, ensuring financial stability. Recent expansions include a new branch in Upper Manhattan, highlighting its commitment to community engagement and growth across New York City and New Jersey.