Texas Capital Bancshares Q2 net income up 86% YoY to $77.3 mln.

• Texas Capital Bancshares Q2 2025 net income: $77.3 million, up 86% YoY • Net income available to common stockholders: $73.0 million, up 95% YoY • EPS: $1.58 per diluted share, up 98% YoY • Adjusted EPS: $1.63 per diluted share, up 104% YoY • Total loans increased 7% QoQ and 10% YoY • Book value and tangible book value per share up 13% YoY, reaching record levels.

Title: Texas Capital Bancshares Reports Strong Second Quarter 2025 Results

Texas Capital Bancshares, Inc. (NASDAQ: TCBI) reported robust financial performance for the second quarter of 2025, showcasing significant improvements in key financial metrics. The company's net income for the quarter was $77.3 million, representing an 86% year-over-year (YoY) increase. Similarly, net income available to common stockholders reached $73.0 million, up 95% YoY [1].

The earnings per share (EPS) for the quarter stood at $1.58 per diluted share, a 98% YoY increase, while the adjusted EPS was $1.63 per diluted share, up 104% YoY [1]. These figures underscore the company's strong financial health and operational efficiency.

The balance sheet also demonstrated substantial growth. Total loans increased by 7% quarter-over-quarter (QoQ) and 10% YoY, reflecting the bank's ability to attract and retain clients. Moreover, the book value and tangible book value per share both rose by 13% YoY, reaching record levels [1].

Rob C. Holmes, Chairman, President & CEO, commented on the results, stating, "Our multi-year focus on building a differentiated, full-service financial services firm has strengthened our client franchise and consistently delivered high-quality outcomes across our platform, driving strong financial performance this quarter. The strategic actions we’ve taken have structurally enhanced our earnings power, and as we enter the second half of the year, the breadth of our capabilities and the strength of our balance sheet position us to deliver durable, through-cycle results for both clients and shareholders."

The company's regulatory ratios remain well capitalized, with Common Equity Tier 1 (CET1), tier 1 capital, total capital, and leverage ratios all exceeding regulatory requirements. The ratio of tangible common equity to total tangible assets stands at 10.1%, indicating a strong capital position [1].

Texas Capital Bancshares continues to repurchase its common stock, signaling confidence in its financial prospects. During the second quarter of 2025, the company repurchased 317,860 shares of its common stock for an aggregate purchase price of $21.0 million [1].

References:
[1] Texas Capital Bancshares, Inc. Announces Second Quarter 2025 Results. (2025, July 17). Retrieved from https://www.globenewswire.com/news-release/2025/07/17/3117061/25908/en/Texas-Capital-Bancshares-Inc-Announces-Second-Quarter-2025-Results.html