Sui DeFi TVL Surges 480% to $1.8 Billion Driven by Institutional Adoption

Sui (SUI)’s DeFi TVL has surged past $1.8 billion, positioning it among the top blockchains in the ecosystem. This milestone has been driven by institutional adoption and key protocols such as NAVI, Cetus, and SUI lend. The Total Value Locked (TVL) in Sui’s DeFi has increased by 480% since May 2023, outpacing other major blockchains like Solana and Ethereum. This growth has been fueled by the integration of USDC and support from the Phantom wallet, which has a user base of over 7 million. The monthly DEX volumes have hit $7.8 billion, and SUI’s price has risen by 6.7% weekly to $3.09, approaching its all-time high of $5.35. This significant growth in TVL has sparked optimism in Layer-1 tokens, potentially lifting other tokens like SOL and APT in the crypto markets.

While the growth of Sui’s DeFi TVL is impressive, it also signals a steep climb for new investors, as the earliest gains have already been absorbed. Smart crypto buyers are now pivoting toward presale tokens with deep utility and low entry points. One such token that has garnered attention is Mutuum Finance (MUTM). This rising DeFi protocol is still unlisted but is already being hailed as one of the best-kept secrets in the ecosystem. Mutuum Finance is building a next-generation liquidity platform that merges Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending into a unified model, a feat that few, if any, DeFi platforms have fully achieved. Its core offering allows users to unlock liquidity from assets like XRP, Polygon, Solana, or Chainlink without needing to sell them. This means users can preserve their exposure while borrowing stablecoins like USDT, USDC, or DAI at Loan-to-Value ratios between 60% and 72% depending on pool utilization.

Mutuum Finance (MUTM) stands out for its income-generating potential. Lenders who deposit crypto into the P2C pools will receive mtTokens—ERC-20 compliant tokens that reflect their share of the pool and the real-time interest earned. Interest rates will vary with pool utilization, meaning the more borrowing demand grows, the higher the rewards will be for lenders. During periods of strong utilization, lenders who deposit tokens like Chainlink can expect to earn upwards of 15% APY. A $4,000 deposit under those conditions will generate between $600 and $700 annually, without needing to trade or actively manage a position. For borrowers, the platform offers unmatched flexibility. Through P2C, users can borrow against blue-chip assets using smart contracts. Through P2P, they can negotiate custom loan terms, including interest rates and repayment structures, for more speculative or volatile tokens. This opens the door to real DeFi innovation, where users won’t be limited to one-size-fits-all collateral models.

While many DeFi users are still chasing yield in mature ecosystems, investors are entering early-stage platforms like Mutuum Finance during the presale, where gains are not just expected from yield but also from asset appreciation. With over $12.1 million already raised and more than 13,000 holders participating, momentum is building fast. The token is currently priced at $0.03 in Phase 5 of the presale. Already, 70% of this phase has been sold. The next phase will lift the price to $0.035—a full 20% increase. Those who secured positions during Phase 1 at $0.01 are already sitting on 3x returns. Since the listing price is set at $0.06, early participants are tracking toward a minimum 6x gain, before factoring in additional price appreciation from staking, lending volume, and token buybacks. Market analysts are projecting a 10x rally—up to 900%—as protocol utility goes live and lending markets scale. What’s fueling this optimism isn’t just tokenomics, but trust and security. Mutuum Finance has passed a full smart contract audit by CertiK, the most respected blockchain security firm in the space. It received a Token Scan Score of 95.00 and a Skynet Score of 77.5—metrics that serve as strong signals to risk-aware investors. In parallel, a $50,000 Bug Bounty Program is running to stress-test the platform ahead of launch. This includes rewards for any vulnerabilities found, covering every level from critical to low severity, ensuring the code remains battle-hardened before going live.

Mutuum Finance isn’t just delivering yield; it’s laying the groundwork for long-term ecosystem sustainability through its built-in buyback and dividend distribution model. A portion of protocol revenue will be used to purchase MUTM tokens on the open market and distribute them to users who stake mtTokens in the designated smart contracts. This flywheel not only rewards long-term believers but steadily increases market demand for the token, setting the stage for organic price growth post-launch. Adding even more incentive for early participants is the $100,000 giveaway. Ten winners will each receive $10,000 worth of MUTM tokens, giving the community a massive reason to engage ahead of the final presale phases. Sui’s early explosion may be impressive, but for those seeking 10x opportunities, that ship has sailed. Mutuum Finance is still in the discovery phase, still affordable, and still under the radar. With a clear roadmap, powerful token utility, dual lending models, and hardened security—all locked in at a $0.03 entry price—it’s not a question of whether the opportunity exists, but whether you’ll move before the price rises to $0.035. The window is narrowing. The real gains are ahead.