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Streamlined Lending Process and Low Rates with LendingClub
ByAinvest
Monday, Aug 25, 2025 5:10 pm ET1min read
LendingClub offers a streamlined personal loan application process and relatively low rates, with high customer satisfaction and quick funding. However, its loan terms are not as flexible as some competitors, and its loans don't have many extra features or perks. Borrowers can prequalify for a loan without a hard credit check and have a 15-day grace period for late fees before being charged a late payment fee.
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