Universal Insurance Holdings, Inc., a Delaware corporation, was founded as Universal Heights, Inc. Established on November 13, 1990. The company mainly focuses on property and casualty insurance business, and mainly provides these services through an independent agency network. The risk of disaster loss is mainly dealt with by the use of insurance clauses. The company's main product is home insurance, and as of December 31, 2017, it offers this business in 16 states, including Florida. Most of the company's policies are valid here. The company's income mainly comes from the collection of insurance premiums and the investment in these insurance premiums.