Evertec, Inc., established on April 1, 2004, is a Puerto Rican company that provides a choice of the best transaction processing and technology solutions in the market and industry. The company is a leading full-service payment transaction processor and financial technology provider in Latin America, Puerto Rico and the Caribbean, providing a wide range of merchant acquiring, payment services and business process management services. According to the Nielsen Report September 2022, the company is one of the largest merchant acquirers in Latin America in terms of total transactions. The company serves 26 of its 20 offices, including its headquarters in Puerto Rico. The company owns and operates the ATH network, which the company believes is one of the leading personal identification number (" PIN ") debit networks in Latin America. The company processes more than 6 billion transactions annually through electronic payment network systems in Puerto Rico and Latin America, as well as a suite of core banking, cash processing and fulfillment services in Puerto Rico.