Pagaya Technologies Ltd., was incorporated under the laws of the State of Israel on March 20, 2016. The company is a product-centric technology company that deploys data science and artificial intelligence-driven technologies as a lending technology partner within the consumer finance ecosystem. Its network and technology assist financial institutions and other partners in extending financial products to customers, while assets generated through its platform are eligible for acquisition by affiliated financing vehicles. Pagaya aims to enhance credit decision-making and expand financial access by integrating advanced data analysis in its partner network.