Orrstown Financial Services, Inc., a Pennsylvania corporation, is a financial holding company incorporated on November 17, 1987, and wholly owns Orrstown Bank, a state-chartered bank established in 1919, which was fully acquired on March 8, 1988; the company has offices throughout Pennsylvania, It provides banking and financial advisory services in parts of south-central Pennsylvania and Maryland, and its lending area covers five states and the District of Columbia within a 75-mile radius; the core business of the parent company is to regulate banks, and most of its revenue comes from bank dividends; the bank operates a community banking business, providing a diverse range of loans, deposits, trust and other services that meet the requirements and are regulated by federal and state agencies.
