Ameriserv Financial, Inc., is a bank holding company organized under the Pennsylvania Business Corporation Act. The company's main business includes owning and operating its two wholly-owned subsidiaries. The company and its subsidiaries derive substantially all of their revenue from banking, banking-related services, and trust and wealth management-related services. The Company primarily acts as a coordinating and servicing unit for its affiliated entities in general management, accounting and taxation, loan review, auditing, investment accounting, marketing and risk management.
