Affirm Holdings

Affirm Reports 30% YoY Increase in Sales Driven by Higher GMV.

Affirm CEO Sees Debit Card as Key Growth Driver Despite Q2 Earnings Pressure

AffirmHoldings

Affirm Holdings: JP Morgan Maintains Overweight Rating, PT Lowered to $79.

Affirm Exceeds Revenue Estimates, Provides Conservative Guidance

Affirm Holdings: Oppenheimer maintains Outperform, PT down to $83 from $95.

Catalyst<ul> <li>Most analysts rate AFRM Buy or Strong Buy, showing broad institutional optimism.</li></ul>Risk<ul> <li>Bearish signals are obviously dominant in technical indicators, indicating potential downward pressure.</li> <li>Fund flow trends show net outflows for Small, Medium, and Extra-large orders, signaling caution among larger investors.</li></ul>

Key Factors

Affirm's Q2 earnings beat estimates with $1.12 billion revenue and $0.37 earnings per share, surpassing Wall Street forecasts. Affirm's stock fell 4.41% despite strong Q2 results, amid a 52.69% surge in trading volume ranking it 212th in market activity. Affirm expanded partnerships with Wayfair, Intuit, Expedia, and Bolt, increasing its reach in the UK and Canada for installment payment solutions. Affirm raised full-year guidance following Q2 results, projecting continued growth in gross merchandise volume and revenue for 2026. Affirm's UK expansion via a partnership with Virgin Media O2 targets the converged device market, offering financing for mobile phones and gaming consoles.

AFRM News