Stellar's XLM Price Poised for Surge as US Enacts Crypto-Friendly Laws

Scopuly, a prominent Stellar wallet platform, has expressed optimism about the potential for a significant price increase in XLM, the native token of the Stellar network. This prediction comes as the United States is on the verge of implementing a series of crypto-friendly laws that could fundamentally alter the landscape of the cryptocurrency space.

Unlike many other cryptocurrencies, Stellar has always prioritized practical use cases. It was designed for regulated cross-border payments and is already compliant with ISO 20022, a global standard for financial messaging. This compliance means Stellar is ready to integrate with banks, central banks, and payment systems worldwide, positioning it favorably if the anticipated legal changes are enacted.

Several key legislative developments are expected to drive real-world adoption of Stellar. The GENIUS Act, anticipated to be signed by the President, would establish the first federal-level framework for stablecoins. This law mandates 1:1 reserves, full transparency, and clear regulatory guidelines, providing legal backing for stablecoins like USDC, which Stellar already supports on its network.

Another significant bill is the CLARITY Act, which aims to distinguish between commodities and securities in the crypto space. This clarification is crucial as it addresses long-standing questions about token classification, allowing platforms like Stellar to operate with greater confidence and clarity.

The Anti-CBDC Act is another piece of legislation that could benefit Stellar. This act opposes the idea of a government-controlled digital dollar, potentially creating more space for private blockchain networks to thrive. Stellar, with its decentralized model, is well-positioned to capitalize on this shift.

One of the most impactful changes could be the inclusion of crypto in 401(k) retirement accounts. This move would open the door to trillions of dollars in institutional investment. If institutions seek compliant, globally ready networks, Stellar could become a top choice, given its existing compliance and global reach.

Scopuly highlights Stellar's ISO 20022 compliance as a significant advantage. This global financial messaging standard is being adopted by banks and financial systems worldwide, enabling fast, secure, and transparent cross-border payments—exactly what Stellar was designed for. While other blockchains are still working towards this standard, Stellar is already compliant, giving it a head start in the evolving financial landscape. Stellar's support for assets like USDC and EURC further enhances its readiness to play a pivotal role in the new payment ecosystem.

Scopuly's optimistic outlook is grounded in the convergence of several favorable factors. Legal clarity is on the horizon, global financial systems are transitioning to ISO 20022, and institutions are increasingly embracing crypto. Stellar, with its strong compliance, global reach, and stablecoin support, is well-positioned to benefit from these developments. According to Scopuly, Stellar has been steadily building its infrastructure while others chase trends, and the market is now beginning to recognize its potential.

If the anticipated laws are passed and institutions start to invest, Stellar could experience a major shift in its market position. Years of development may finally start to pay off, making Stellar one of the few tokens that genuinely benefit from regulatory progress. This could mark a significant turning point for Stellar, potentially leading to a substantial increase in the value of XLM.