Standard Chartered Cuts Ethereum 2025 Forecast 60% to $4,000

Standard Chartered has significantly revised its Ethereum price forecast, reducing its target for 2025 from $10,000 to $4,000, marking a 60% decrease. This adjustment comes as layer-2 networks, such as Coinbase’s Base blockchain, are increasingly drawing transaction activity and revenue away from Ethereum’s mainnet, raising concerns about the network's long-term viability. Ethereum has experienced a 42% drop in value since January and a 52% decline from its December 2024 peak, currently trading near $1,929. This performance has led analysts to question the cryptocurrency's potential for a swift rebound.

Geoff Kendrick, the head of digital assets at Standard Chartered, has warned that Ethereum is in an "enduring structural decline," characterized by shrinking gas fees and increasing net ETH issuance. While tokenized real-world assets could potentially revitalize the network's long-term prospects, near-term momentum will depend on upgrades such as April’s Pectra update, which are viewed with skepticism. As Ethereum's prospects dim, attention is shifting to alternative cryptocurrencies with clearer paths to stakeholder growth, one of which is Mutuum Finance (MUTM).

Mutuum Finance (MUTM) is capitalizing on the shifting investor sentiment, with phase four of its 11-stage presale currently underway. Since its launch, the project has secured over $6.65 million, with a total supply of 405 million tokens being sold to over 8,200 holders. The current phase is priced at $0.025, with a 20% increase expected in phase five, raising the token price to $0.03. At launch, when MUTM lists at $0.06, early participants stand to gain a 140% return. Ambitious analysts predict that a post-launch surge could see the token soar to $3, an 11,900% increase from its current price, driven by its unique lending model and tokenomics. Unlike Ethereum, which relies on speculative narratives, Mutuum Finance offers real-world utility through decentralized borrowing and lending, along with a buyback mechanism that sustains demand.

Mutuum Finance operates on an ecosystem approach that generates organic buy pressure by using platform revenue to repurchase MUTM tokens, which are then redistributed to stakers. This circular economy discourages selling and rewards long-term holding. The protocol’s mtTokens, which are interest-bearing assets representing deposits like ETH or DAI, also enhance utility by enabling users to earn yields on all DeFi platforms. The team has recently added a dashboard that tracks the 50 top holders, who earn bonus tokens for staying in the running. Combined with a $100,000 giveaway for presale participants, these features create a sense of urgency as phase four nears completion.

The developers are in the final stages of a Certik audit of the Mutuum Finance smart contracts, with results to be published on official channels upon completion. This audit underscores the team’s commitment to security, contrasting with Ethereum’s slow upgrades and reliance on unproven layer-2 solutions. Mutuum’s overcollateralized lending model, where borrowers must lock assets valued above their loans, provides stability often lacking among speculative rivals. As Ethereum's future remains uncertain, Mutuum Finance’s presale offers a concrete entry point into DeFi’s utility.

As phase four progresses rapidly, the opportunity to acquire MUTM at $0.025 is closing. The 20% price increase in the next stage will raise entry barriers, offering instant paper profits for existing buyers. With the revenue-sharing mechanics built into the platform and its growing user base, the post-launch target of $3 per token is considered conservative. For investors weary of Ethereum’s volatility, Mutuum Finance provides a structured alternative backed by provable demand.

Ethereum’s reduced outlook highlights the risks of being overly exposed to assets lacking near-term catalysts. In contrast, Mutuum Finance offers transparency and an aggressive approach to growth levers, positioning early backers for multiple returns. With Certik verification nearing and phase five approaching, delaying action could result in missing out on triple-digit profits. To participate before price appreciation and the subsequent bull run, visit Mutuum Finance’s official site for more information.