SouthState Announces $0.60 Dividend; Market Ready for Ex-Dividend Date on November 7, 2025

Introduction

SouthState Corporation (SSB), a regional bank with a strong earnings profile and consistent shareholder returns, has reaffirmed its commitment to rewarding investors with a quarterly cash dividend of $0.60 per share. With the ex-dividend date set for November 7, 2025, the market is closely watching how the stock reacts in the short term. The latest financial report highlights a strong earnings backdrop and a healthy balance sheet, supporting the company’s ability to maintain its dividend. Given its position in the regional banking sector, SouthState’s payout aligns with industry norms, though its efficiency in net interest margins and expense control sets it apart.

Dividend Overview and Context

The dividend of $0.60 per share represents a consistent and reliable return for investors. As a cash dividend, it directly impacts the stock price on the ex-dividend date, typically resulting in a price drop equal to the dividend amount, adjusted for market sentiment.

• Ex-Dividend Date: November 7, 2025
• Record Date: Typically one business day prior to the ex-dividend date
• Payment Date: Usually follows the record date by approximately 10 business days

Investors who purchase shares on or after November 7 will not be entitled to this dividend, making timing a critical factor for income-focused portfolios. The stock is expected to open at a reduced price on the ex-dividend date, reflecting the dividend payout.

Backtest Analysis

The historical performance of SSB around its ex-dividend dates offers valuable insight for traders and investors. A backtest of 7 dividend events reveals that SSB has demonstrated a strong pattern of price recovery post-dividend. On average, the stock recovers the ex-dividend price drop within 1 day, with an 86% probability of recovery within 15 days. This rapid rebound reflects strong market confidence and an efficient adjustment in valuation, reinforcing the stock’s appeal for income and short-term strategies.

Driver Analysis and Implications

SouthState’s ability to sustain a $0.60 dividend per share is underpinned by its solid earnings and disciplined expense management. According to the latest financial report, the bank generated $390.6 million in net income and reported $5.12 in basic earnings per share, significantly higher than the dividend payout. This suggests a modest payout ratio, supporting sustainability in the current economic environment.

The net interest income of $1.05 billion and controlled noninterest expenses of $744.9 million further underscore the bank’s operational efficiency. In a low-growth macroeconomic climate, SouthState’s focus on asset quality and expense control positions it well for continued dividend support.

Investment Strategies and Recommendations

For short-term traders, the ex-dividend date offers a predictable price action pattern. Investors can look to buy the stock shortly after the ex-dividend date, leveraging the historical tendency for rapid price recovery. A trailing stop strategy may be effective to capture the rebound.

Long-term income investors may consider initiating or adding to their positions before the ex-dividend date, assuming they meet the record date requirements. Given the company’s consistent earnings and manageable payout ratio, the dividend appears secure for the foreseeable future.

Investors should also monitor upcoming earnings reports and balance sheet updates to assess whether SouthState can maintain or increase the dividend in the next cycle.

Conclusion & Outlook

SouthState’s $0.60 quarterly dividend reflects its strong earnings and disciplined approach to capital management. The ex-dividend date on November 7 is likely to result in a temporary price adjustment, but historical data suggests a swift and reliable rebound. Investors can use this pattern to refine both short-term trading and long-term income strategies. With the next earnings report expected in the coming months, SouthState’s ability to sustain its dividend will be closely watched.