Solana News Today: Mutuum Finance (MUTM) Projected 5,614% Return by 2026 Amid DeFi Breakout Hopes

Analysts are drawing comparisons between Mutuum Finance (MUTM) and Solana (SOL), with some forecasting a potential 5,614% return as the token price could surpass $2 by 2026 from its current price of around $0.035. These projections highlight the token’s potential to become one of the most celebrated decentralized finance (DeFi) breakouts of 2025 [1]. Investors who entered at earlier presale phases are already seeing gains, with those buying at $0.01 from Phase 1 enjoying 3.5x returns, while Phase 6 entrants could see nearly 6x returns at the public listing price of $0.06 [1].

Mutuum Finance is positioning itself as more than just a DeFi play. The platform introduces a permissionless and non-custodial Pool-to-Contract (P2C) lending model that allows users to deposit assets like ETH and USDT into shared liquidity pools. These funds are then allocated to overcollateralized borrowers, with annual percentage yields (APYs) adjusting dynamically based on pool utilization [1]. For instance, a $20,000 ETH deposit could generate approximately 9.4% APY in passive income, while borrowers can access up to 70% LTV in stablecoins without selling their underlying assets [1].

In parallel, the platform supports Peer-to-Peer (P2P) lending for users seeking customized agreements, particularly those involving volatile tokens or specific loan durations. This dual-model approach caters to a wide range of users, from conservative investors to advanced traders [1]. Alongside the lending network, Mutuum Finance is developing a stablecoin system that mints only when loans are issued and is destroyed upon repayment or liquidation. This controlled mechanism helps avoid inflationary risks and ensures supply discipline, distinguishing it from many algorithmic stablecoins [1].

Currently, Phase 6 of the presale is underway, with MUTM priced at $0.035. Over 14,700 participants have joined, contributing more than $13.7 million to the round, and 7% of the 170 million available tokens have already been sold. The price is set to increase to $0.040 in Phase 7, marking a 15% jump and emphasizing the importance of early entry [1]. To further build trust, the project has launched a $50,000 bug bounty with CertiK, achieving a Token Scan score of 95.00 and a Skynet score of 78.00. Its Twitter following has also exceeded 12,000 users, reflecting a growing and engaged community [1].

With a fixed total supply of 4 billion tokens and a public listing expected at $0.06, Mutuum Finance is drawing attention from seasoned crypto investors who see parallels to Solana’s rise. The platform’s focus on security, passive income, and flexible lending models, alongside its expanding presale participation, is fueling momentum. As the window to buy MUTM under $0.04 narrows, the question remains whether it will follow a similar trajectory to Solana [1].

Source:

[1] "Analysts say this could be the Solana of 2025, but it’s still under $0.04"

https://invezz.com/news/2025/07/31/analysts-say-this-could-be-the-solana-of-2025-but-its-still-under-0-04/