SoFis $109B Volume Ranks 79th as Q2 Earnings Surge Clashes with 14% PostEarnings Slide

On August 8, 2025, SoFi Technologies (SOFI) closed with a 0.09% increase, trading at a daily volume of $1.09 billion, ranking 79th in market activity. The stock’s performance followed mixed investor sentiment despite strong Q2 2025 earnings. The company reported $858.2 million in revenue, a 43.4% year-over-year surge, and $0.08 per share in adjusted earnings, surpassing estimates. Membership grew by 34% to 11.7 million, with 850,000 new additions, while fee-based revenue hit $378 million, up 72% annually.

Despite robust financials, shares dipped 1.4% post-earnings, reflecting caution over macroeconomic risks and valuation concerns. The company raised full-year guidance to $3.375 billion in adjusted net revenue and $960 million in adjusted EBITDA, signaling confidence in growth. However, cash reserves declined to $2.1 billion, and a forward P/E of 71 suggests investors are scrutinizing sustainability of high-growth metrics. Analysts remain divided, with 23 covering the stock, including five “Strong Buy” and 11 “Hold” ratings.

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