SoFi Technologies: One Reason Wall Street Is Obsessed with This Booming Fintech Stock

SoFi Technologies' revenue growth accelerated in Q2 compared to Q1, driven by its superior user experience and digital-only approach. The company added 846,000 new customers in Q2, reaching 11.7 million users. Revenue is expected to grow 30% in 2025. Investors should consider dollar-cost averaging to build a position in the stock, despite its high valuation.

SoFi Technologies (NASDAQ: SOFI) has shown remarkable growth in the second quarter of 2025, with its revenue accelerating significantly compared to the first quarter. The company's digital-only approach and superior user experience have been key drivers of this growth, attracting 846,000 new customers in the quarter and reaching a total of 11.7 million users 1 Reason Wall Street Is Obsessed With SoFi Stock^[1].

Revenue for the second quarter surged by 43% year over year, a substantial increase from the 20% growth seen in the first quarter. This rapid expansion has been a significant factor in the company's share price performance, which has risen by 266% in the past 12 months as of September 10 1 Reason Wall Street Is Obsessed With SoFi Stock^[1].

Investors are advised to consider a dollar-cost averaging strategy to build a position in SoFi Technologies, given its high valuation. The stock's incredible growth trajectory suggests long-term upside potential, despite its current record highs. Analysts have provided mixed ratings, with an average rating of "Hold" and an average target price of $19.59, indicating varying opinions on the stock's valuation AQR Capital Management LLC Sells 26,328 Shares of SoFi Technologies, Inc. $SOFI^[2].

The company's revenue is expected to grow by 30% in 2025, according to management estimates. This growth could be further boosted if interest rates decrease, driving demand for loans 1 Reason Wall Street Is Obsessed With SoFi Stock^[1]. Additionally, SoFi Technologies has been adding new customers and expanding its platform, which could continue to drive revenue growth in the coming years.

In summary, SoFi Technologies' accelerated revenue growth in Q2 is a testament to its successful digital-first strategy and superior user experience. While the stock's high valuation may deter some investors, the company's strong growth prospects and expanding customer base make it an attractive long-term investment opportunity. Investors should consider a cautious approach, such as dollar-cost averaging, to build a position in the stock.

References
1 Reason Wall Street Is Obsessed With SoFi Stock^[1] https://finance.yahoo.com/news/1-reason-wall-street-obsessed-161833739.html
AQR Capital Management LLC Sells 26,328 Shares of SoFi Technologies, Inc. $SOFI^[2] https://www.marketbeat.com/instant-alerts/filing-aqr-capital-management-llc-sells-26328-shares-of-sofi-technologies-inc-sofi-2025-09-12/