SoFi Technologies: A Disruptive Force in Digital Finance with 96% Year-to-Date Growth

SoFi Technologies reported Q3 revenue of $950M, up 38% YoY, and EPS of $0.11, up 120% from the prior year. The company added a record 905,000 new members, bringing the total to 12.6 million, and raised full-year guidance to $3.54B in net revenue and $455M in adjusted net income. SoFi's growth lies in its one-stop solutions for money management, including personal loans, student loan refinancing, and investment platforms. The company's stock is up 96% this year and nearing all-time highs.