SoFi Stock Tumbles 1.69% as $1.19B Trading Volume Falls to 58th in Market Activity Amid Housing Loan Expansion

On September 3, 2025, SoFi Technologies (SOFI) saw a 1.69% decline in share price, with a trading volume of $1.19 billion, marking a 36.85% drop from the previous day and ranking 58th in market activity.

Recent developments highlight SoFi’s expanding home loan segment, which, though currently a small portion of its business, represents a $35 trillion market opportunity as U.S. homeowners hold record equity. The company’s home loan originations surged 476% in two years, despite a challenging high-interest-rate environment. Analysts note that falling mortgage rates could catalyze growth in refinancing and home equity products, with SoFi offering competitive HELOC terms and cash-out refinancing options.

SoFi’s Q2 performance underscored its momentum, including 800,000 new members and a 44% year-over-year increase in adjusted net revenue. The return of cryptocurrency trading to its platform by year-end, alongside new private fund investment opportunities, further bolstered investor sentiment. However, a recent equity offering priced below market value has tempered some enthusiasm, contributing to a 5% pullback in early August.

Backtest data shows that a $1,000 investment in Netflix on December 17, 2004, would have grown to $651,599 by August 2025, while the same amount in Nvidia on April 15, 2005, would have reached $1,067,639. These examples illustrate the long-term potential of strategic stock picks, though SoFi’s future success remains tied to its ability to capitalize on its expanding financial ecosystem and macroeconomic shifts.