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Addus HomeCare (ADUS) is a small-cap stock that provides in-home personal care, hospice, and home health services. However, its subscale operations and revenue base of $1.35 billion make it a less competitive player in the market. First Busey (BUSE) is a bank holding company with a net interest margin of 3.2% and rising costs, leading to a worsening efficiency ratio. Federated Hermes (FHI) is a pioneer in money market funds with a market-beating return on equity, making it a stock to watch.

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