SEC Postpones Decision on WisdomTree Spot XRP ETF to 2025, Institutional Inflows Anticipated

The US SEC has delayed its decision on WisdomTree's Spot XRP ETF until October 24, 2025, impacting regulatory and investment landscapes. This mirrors the regulator's earlier actions with Bitcoin and Ethereum ETFs. Institutional interest remains high, with significant inflows into existing XRP futures products anticipated upon approval. The delay could influence the potential $5-8 billion in institutional capital expected upon approval, aligning with patterns noted in past BTC and ETH ETF launches.

The U.S. Securities and Exchange Commission (SEC) has postponed its decision on WisdomTree's Spot XRP ETF until October 24, 2025. This delay mirrors the regulator's previous actions with Bitcoin and Ethereum ETFs, reflecting a cautious approach to reviewing digital asset funds. The decision impacts the regulatory and investment landscapes, particularly the anticipated institutional capital flows into XRP products.

The application was filed by Cboe BZX Exchange, requesting a rule change to list and trade shares of the WisdomTree XRP ETF. The SEC has postponed rulings on all pending spot XRP ETFs except Franklin Templeton's, which faces its third deadline next month, with a final decision expected in November. The regulator cited the need for more time to carefully review the applications before making a final call [1].

Analysts predict a 95% chance of approval for these XRP ETFs this year, mirroring the SEC's approval of Bitcoin and Ethereum ETFs in 2024. The recent surge in XRP ETF amendments by top asset managers, including Grayscale, Bitwise, Canary Capital, CoinShares, Franklin Templeton, 21Shares, and WisdomTree, reflects a maturing regulatory environment and industry readiness to address custody, liquidity, and market surveillance concerns [2].

The delay could influence the potential $5-8 billion in institutional capital expected upon approval, aligning with patterns noted in past BTC and ETH ETF launches. The recent surge in XRP ETF amendments by top asset managers—Bitwise, Canary Capital, CoinShares, Franklin Templeton, 21Shares, and WisdomTree—marks a pivotal shift in the digital asset landscape. These filings, submitted in late August 2025, reflect a strategic alignment with U.S. Securities and Exchange Commission (SEC) expectations and signal a maturing regulatory environment. The coordinated effort to mirror the frameworks of Bitcoin and Ethereum ETFs—approved in 2024—demonstrates industry readiness to address custody, liquidity, and market surveillance concerns. This alignment, coupled with the SEC's dismissal of its case against Ripple in August 2025, has created a regulatory tailwind that could unlock $5–$8 billion in institutional inflows for XRP within its first year of ETF trading [2].

For investors, the case for XRP as a high-conviction institutional play hinges on three factors: regulatory outcomes, macro trends, and strategic positioning. A positive SEC ruling on XRP ETFs in October 2025 would catalyze immediate inflows and price appreciation. Continued adoption in cross-border payments and stablecoin ecosystems will drive demand, particularly as legacy systems face modernization pressures. Ripple's regulatory victories and product innovations (e.g., RLUSD) position XRP as a foundational asset in the transition to blockchain-based finance [2].

The SEC's delay and the industry's strategic alignment with regulatory expectations create a calculated bet on institutional adoption. While the path to mainstream adoption is not without risks, the structural alignment with SEC expectations, real-world utility in cross-border payments, and institutional confidence make XRP a compelling case for investors seeking exposure to the digital asset revolution. For those with a medium-term horizon and a tolerance for regulatory uncertainty, XRP offers a unique opportunity to participate in a market that is rapidly bridging the gap between traditional finance and blockchain innovation [2].

References:
[1] https://www.cryptotimes.io/2025/08/26/sec-delays-wisdomtree-xrp-etf-decision-to-october-2025/
[2] https://www.ainvest.com/news/xrp-etf-filing-surge-regulatory-clarity-dawn-institutional-adoption-price-catalysts-2508/