SEC Classifies XRP as Commodity, Potential Tax Implications for Investors

Wednesday, Mar 18, 2026 12:15 pm ET1min read
XRP--

The US SEC has clarified that most crypto assets are not securities, and along with the CFTC, classified several tokens as digital commodities, including XRP. Analyst Chad Steingraber explains that this shift could mean crypto profits are taxed like commodities, typically under capital gains rules. Some crypto products could follow the "60/40 rule" used in commodity futures.

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