SEC Clarity Drives XRP's Bullish Case as Triangle Targets $3.65

XRP, the digital asset issued by Ripple, has shown signs of a potential reversal in its price trajectory, driven by technical indicators and structural market dynamics. As of September 21, 2025, analysts highlight the TD Sequential Buy signal, a long-term accumulation pattern, and a consolidating triangle formation as key factors suggesting a bullish shift. These signals, combined with historical price action, point to a potential target of $3.65 for XRP, according to market observers [1].

The TD Sequential Buy indicator, a tool used to identify potential trend reversals, has triggered a buy signal for XRP. This signal is often interpreted as a sign that a downtrend may be losing momentum and that upward movement could follow. The indicator’s methodology involves analyzing price momentum and divergence to predict inflection points. In XRP’s case, the signal aligns with a broader accumulation phase, where buyers have been incrementally building positions over several months. This accumulation is evident in the asset’s on-chain metrics, including increased wallet activity and reduced selling pressure in lower price ranges [1].

A critical component of the bullish case is the triangle pattern forming on XRP’s price chart. This pattern, characterized by converging support and resistance levels, has historically acted as a continuation or breakout structure. The triangle’s upper boundary has been tested multiple times, with each rejection reinforcing its validity as a resistance level. Meanwhile, the lower boundary has held firm, indicating strong support. Analysts suggest that a breakout above the triangle’s upper boundary could trigger a rally toward $3.65, a level that aligns with key Fibonacci retracement levels and historical highs [1].

Market conditions also appear to favor XRP’s upward potential. The asset has been outperforming broader cryptocurrency indices, driven by renewed institutional interest and regulatory clarity in key markets. For instance, the U.S. Securities and Exchange Commission’s (SEC) ongoing litigation with Ripple has entered a critical phase, with recent court rulings providing tentative clarity on the classification of XRP. This legal development has reduced uncertainty for investors, spurring inflows into XRP-based products and derivatives. Additionally, XRP’s utility in cross-border payments remains a foundational use case, with adoption growing in emerging markets where fiat volatility and high transaction costs persist [1].

The technical case for XRP is further supported by its position within the broader altcoin market. While Bitcoin and Ethereum dominate market capitalization, altcoins like XRP have shown resilience amid macroeconomic headwinds. XRP’s market capitalization currently ranks among the top 10 cryptocurrencies, with a 30-day trading volume exceeding $5 billion. This liquidity provides a buffer against extreme price swings and supports institutional participation. Moreover, XRP’s block time and energy efficiency make it an attractive option for traders seeking faster transactions compared to Bitcoin and Ethereum [1].

However, risks remain. The cryptocurrency market is inherently volatile, and external factors such as regulatory actions, macroeconomic trends, and geopolitical events could disrupt the bullish trajectory. For example, a sharp rise in U.S. interest rates or a renewed bearish sentiment in equities could lead to a flight to safety, negatively impacting risk-on assets like XRP. Additionally, the triangle pattern’s breakout is not guaranteed; a breakdown below the lower boundary could trigger a retest of prior support levels, potentially dragging the price below $0.40. Traders are advised to monitor key resistance and support levels closely and adjust positions accordingly [1].

In conclusion, XRP’s technical indicators, accumulation patterns, and market dynamics suggest a potential reversal toward $3.65. While the path to this target is not without risks, the confluence of factors—including the TD Sequential Buy signal, triangle consolidation, and regulatory developments—provides a compelling case for cautious optimism. As the cryptocurrency market continues to evolve, XRP’s role as a utility-driven asset and its growing institutional adoption position it as a key player in the broader digital asset ecosystem.

Source: [1] Miner Weekly: Zetahash & the Underdogs (https://theminermag.com/news/2025-09-18/miner-weekly-zetahash-bitcoin)