RLUSD Surges with 122.5M Minted as DeFi Demand Boosts $577M Market Cap

Ripple’s USD-backed stablecoin RLUSD experienced a significant supply surge in July 2025, with 122.5 million tokens minted during the month, including 45 million added in the final week alone. On July 23 and 25, 25 million and 20 million RLUSD tokens were issued from the RLUSD Treasury, reflecting heightened demand for the stablecoin across decentralized finance (DeFi) platforms and cryptocurrency exchanges. The increased issuance propelled RLUSD’s market capitalization to $577 million, driven by a 129% jump in 24-hour trading volume to $58.34 million. The stablecoin’s growth underscores its role in providing liquidity for stable-value assets, with a 1:1 backing to USD and cash equivalents [1].

The expansion of RLUSD’s utility was further solidified by its recent listing on PDAX, a Philippines-based exchange licensed by the country’s central bank. This move enhances accessibility in Southeast Asia, a region with growing digital asset adoption. Additionally, Bluechip, a rating agency, assigned RLUSD an A rating, emphasizing its transparency and full collateralization. Analysts attribute the stablecoin’s traction to its compliance-focused framework, which positions it as an alternative to other stablecoins facing regulatory scrutiny, such as Tether’s USDT and USD Coin (USDC) [1].

Ripple’s strategic deployment of RLUSD extends beyond trading to include philanthropy, with a $25 million commitment to education-focused nonprofits. This initiative aligns with Ripple’s broader goal of integrating digital assets into mainstream applications. The company’s emphasis on institutional-grade compliance and cross-border utility has bolstered confidence in RLUSD, particularly as legacy stablecoins encounter legal challenges. For example, recent enforcement actions against major stablecoin issuers have shifted demand toward tokens with transparent reserve structures, a key feature RLUSD markets as a differentiator [1].

The surge in RLUSD’s supply and market capitalization mirrors broader trends in the stablecoin sector. Total stablecoin transfer volume reached $27.6 trillion in 2024, surpassing combined Visa and Mastercard activity. Year-on-year, the average stablecoin supply grew by 28%, indicating ongoing adoption. Ripple’s approach—leveraging stablecoins to diversify its ecosystem—has positioned RLUSD as a competitor in a market where investors seek alternatives to volatile crypto assets. However, macroeconomic factors and regulatory developments will shape its future trajectory. The U.S. Treasury’s proposed stablecoin regulations, expected later in 2025, could either validate RLUSD’s compliance-driven model or introduce new hurdles [1].

Source: [1] [Ripple Price Prediction – How Much Could 1000 XRP Be Worth in 2026?](https://moneymindsetweekly.com/ripple-price-prediction-how-much-could-1000-xrp-be-worth-in-2026/)