The Rise of Regulated Stablecoin Infrastructure: Why 1Money Is Poised for Dominance

The stablecoin market is on the cusp of a seismic transformation. By 2030, its market capitalization could surpass $3 trillion, driven by regulatory clarity, institutional adoption, and the digitization of cross-border payments [1]. At the heart of this evolution lies a critical question: Who will build the infrastructure to support this next-generation financial system? For investors, the answer may hinge on 1Money Network, a stablecoin infrastructure provider uniquely positioned to dominate the regulated stablecoin payments market.

Regulatory Tailwinds and Market Dynamics

The GENIUS Act, enacted in July 2025, has redefined the U.S. stablecoin landscape. By mandating 100% reserve backing with fiat and short-duration Treasuries, the Act has effectively eliminated algorithmic models and forced issuers to adopt a transparent, bank-like framework [3]. This regulatory shift has created a "winner-takes-all" environment, where compliance is no longer optional but foundational.

Data from State Street Corporation suggests that stablecoin transaction volumes already hit $15.8 trillion in 2025, with B2B transfers alone reaching $36 billion [2]. As the market matures, demand for infrastructure that bridges traditional finance and blockchain will surge. Here, 1Money’s strategic advantages—its regulatory licenses, technological innovation, and global partnerships—position it as a key beneficiary.

1Money’s Strategic Positioning

1Money has secured 34 U.S. money transmitter licenses and a Class F digital asset license from Bermuda’s Monetary Authority, enabling operations in 40 U.S. states and territories [4]. These licenses are not merely compliance checkboxes; they represent a competitive moat in a market where regulatory uncertainty has stifled many competitors. For instance, Tether’s 70% market share dominance [5] is now under threat as regulators push for full reserve transparency—a requirement 1Money has proactively met.

Technologically, 1Money is building a Layer 1 payments network tailored for stablecoin transactions. Unlike generic blockchains, this infrastructure prioritizes scalability, compliance, and interoperability with traditional banking systems. By July 2025, the company had expanded its stablecoin distribution across eight new blockchain networks, including an upgraded Cross-Chain Token Program (CCTP) version two [6]. This move underscores its commitment to solving the "interoperability bottleneck," a persistent challenge in Web3 adoption.

Partnerships and Market Expansion

1Money’s growth is further fueled by strategic alliances. The pending merger with Magnati, a Middle Eastern digital payments leader, will unlock access to 250 financial institutions, 240,000 businesses, and 20 million cardholders in high-growth markets [7]. This partnership is emblematic of 1Money’s broader strategy: leveraging localized expertise to digitize payments in regions where stablecoins are increasingly seen as a tool for financial inclusion.

Meanwhile, the company’s global stablecoin orchestration services allow enterprises to mint, custody, and transact in stablecoins while maintaining compliance with U.S. and international regulations [4]. This capability is critical as corporations like Shopify and Visa integrate stablecoins into their payment ecosystems, a trend expected to accelerate with the GENIUS Act’s implementation in Q3 2026 [3].

Competitive Landscape and Risks

While 1Money’s trajectory is compelling, it faces formidable rivals. Circle’s USDC, bolstered by its Arc blockchain, and Tether’s USDT remain dominant players. However, the regulatory tailwinds favoring 1Money’s compliance-first model could erode Tether’s market share over time. As the Kansas City Federal Reserve noted, stablecoin growth will likely shift demand for Treasuries and reduce loan supply in traditional banking systems [2]. 1Money’s alignment with these systemic shifts—through its reserve-backed model and institutional-grade infrastructure—gives it an edge.

A key risk lies in execution. The company’s Bermuda-based structure and lack of explicit GENIUS Act compliance details (as of September 2025) could raise questions about its long-term viability in U.S. markets. However, its 34 U.S. licenses and active engagement with regulators suggest it is navigating this landscape adeptly.

Conclusion: A Catalyst for the Next Financial Era

The stablecoin market is no longer a niche corner of crypto—it is a cornerstone of global finance. With the GENIUS Act providing a clear regulatory framework, the next phase of growth will be defined by infrastructure providers that can scale compliance, interoperability, and institutional trust.

1Money’s combination of regulatory readiness, technological innovation, and strategic partnerships positions it as a prime candidate to lead this transition. For investors, the company represents not just a bet on stablecoins, but a stake in the future of digital payments.

Source:
[1] The stablecoin moment [https://www.statestreet.com/nl/en/insights/stablecoin-moment]
[2] Stablecoins Could Increase Treasury Demand, but Only by Reducing Demand for Other Assets [https://www.kansascityfed.org/research/economic-bulletin/stablecoins-could-increase-treasury-demand-but-only-by-reducing-demand-for-other-assets/]
[3] The GENIUS Act in Plain English (for Busy People) [https://dacfp.com/the-genius-act-in-plain-english/]
[4] Stablecoin Startup 1Money Gains 34 US Licenses [https://www.mexc.com/news/stablecoin-startup-1money-gains-34-us-licenses/85875]
[5] Head-on competition with Tether? An in-depth analysis of ... [https://www.panewslab.com/en/articles/f71fa44a-675c-4fb9-920a-ddf355119362]
[6] News Archives: August, 2025 [https://cranedata.com/archives/news/2025/8]
[7] Network International and Magnati secure key regulatory ... [https://www.zawya.com/en/press-release/companies-news/network-international-and-magnati-secure-key-regulatory-approvals-for-merger-dblz0gj5]