The Rise of Self-Custodial Wallets as Everyday Finance Hubs

The global financial landscape is undergoing a seismic shift as self-custodial wallets evolve from niche tools into mainstream financial hubs. At the forefront of this transformation is Bitget Wallet, a platform that has redefined accessibility, utility, and security in on-chain finance. By integrating Web2 simplicity with Web3 innovation, Bitget has positioned itself as a critical catalyst in the mass adoption of blockchain-based financial systems. This analysis examines Bitget Wallet's exponential user growth, its role in expanding on-chain transaction volumes, and its institutional-grade DeFi integrations, all of which underscore its significance in reshaping everyday finance.

User Growth: Bridging Web2 and Web3

Bitget Wallet's user base has surged from 20 million in early 2024 to over 120 million by Q1 2025, marking a 400% increase. This growth is driven by strategic integrations with Web2 platforms like Telegram, which introduced millions of non-crypto-native users to self-custodial tools. By mid-2025, the wallet reported 12 million monthly active users and 2 million monthly app downloads, cementing its status as the most downloaded Web3 wallet globally. The platform's user-friendly design-such as one-click token swaps and AI-powered onboarding-has eliminated friction for newcomers, effectively bridging the gap between traditional finance and decentralized ecosystems.

On-Chain Transaction Volume: A New Era of Interoperability

In Q3 2025, Bitget Wallet processed $113 million in daily on-chain transactions, a testament to its multi-chain infrastructure spanning Ethereum, Solana, BSC, and Base. This interoperability allows users to manage millions of tokens from a single account, reducing reliance on cross-chain bridges and fragmented wallets. The introduction of Onchain Signals, an AI-driven tool for real-time token alerts and one-click trading, further streamlined user interactions. By Q1 2025, Bitget's ecosystem had executed over 250 million transactions, reflecting its role as a central hub for decentralized finance.

DeFi Integration: From Yield to AI-Driven Trading

Bitget Wallet's DeFi innovations have redefined passive income and active trading. The HodlerYield program, launched in 2025, enables users to earn interest on tokens like USDE and weETH through spot, futures, and sub-accounts. While annual percentage yields (APYs) remain dynamic, the platform's $300+ million protection fund ensures asset security, fostering trust among risk-averse users. Meanwhile, the AI Agent Trading Zone offers automated trading strategies and early-stage token discovery, democratizing access to high-growth projects. These features align with broader industry trends, such as EIP-7702-enabled smart accounts, which are projected to be adopted by 20% of Ethereum users in 2025.

Institutional-Grade Partnerships: Scaling Infrastructure

Bitget's institutional credibility has grown through strategic integrations. The platform's BGB token now operates on Morph Chain and Uniswap, with a $1.1 million liquidity pool on Bulbaswap enhancing cross-chain utility. Partnerships with Zen (a multi-asset payment gateway) and Bitrefill (for crypto gift cards) have expanded real-world use cases, enabling users to spend crypto on fiat currencies and daily essentials. Additionally, Bitget joined the WalletConnect Certified program under the Institutional Certified category, ensuring compliance with rigorous security standards. These moves signal a shift toward institutional-grade infrastructure, attracting both retail and institutional capital.

Broader Implications: A Paradigm Shift in Finance

Bitget Wallet's success highlights a broader trend: self-custodial wallets are no longer just storage tools but comprehensive financial ecosystems. By combining DeFi yield, AI-driven trading, and institutional partnerships, Bitget has created a model where users can earn, trade, and spend crypto seamlessly. This shift challenges traditional financial intermediaries and accelerates the adoption of on-chain finance. As the DeFi industry grapples with $12 billion in unutilized liquidity, platforms like Bitget are proving that user-centric innovation-backed by institutional-grade security-can unlock value for both individuals and institutions.

Conclusion

Bitget Wallet's trajectory exemplifies the transformative potential of self-custodial wallets in everyday finance. With 120 million users, over $2.08 trillion in Q1 2025 trading volume, and a robust DeFi ecosystem, the platform is not merely a participant in the crypto revolution-it is a driver of it. As blockchain infrastructure matures, Bitget's focus on accessibility, interoperability, and institutional trust positions it as a linchpin in the global shift toward on-chain financial adoption. For investors, this represents a compelling case: the future of finance is decentralized, and Bitget is building the bridge.