Ripple's RLUSD Surpasses $600M Supply in July on 32.3% Monthly Surge

Generated by AI AgentCoin World
Friday, Aug 8, 2025 5:21 pm ET1min read
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Aime RobotAime Summary

- Ripple’s RLUSD stablecoin surpassed $600M supply in July, a 32.3% increase from June, with $3.3B monthly trading volume (up 27%).

- Ripple seeks U.S. national banking charter and aligns with EU MiCA regulations to enhance compliance and market access.

- Acquiring Rail for $200M aims to boost cross-border payment efficiency and scalability for RLUSD.

- Blockchain investigator questions RLUSD’s user base authenticity, highlighting competitive and regulatory hurdles.

- RLUSD’s growth reflects rising institutional adoption of stablecoins for real-world commerce beyond speculation.

Ripple’s RLUSD stablecoin surpassed a $600 million supply milestone in July 2025, reflecting a 32.3% increase from June and marking it as one of the fastest-growing stablecoins in the market [1]. This growth came as RLUSD’s market activity and usage continued to expand, with its monthly trading volume reaching a record $3.3 billion in July, a 27% rise compared to the previous month [1]. Since April, the stablecoin has maintained a monthly trading volume of over $1 billion, showcasing consistent demand across global markets.

The surge in RLUSD’s supply followed a broader period of strong growth, with its market capitalization increasing from $309 million in May to $455.3 million by the end of June [1].

Ripple
attributed this expansion to strategic initiatives aimed at enhancing the stablecoin’s utility and regulatory compliance. In July, CEO Brad Garlinghouse announced the company’s pursuit of a national banking charter for RLUSD, which would subject the stablecoin to both state and federal oversight in the U.S. [1]. This move positions RLUSD as a potential first of its kind in the U.S. stablecoin market.

Ripple also accelerated its global expansion by aligning RLUSD with regulatory frameworks such as the EU’s Markets in Crypto-Assets (MiCA) regulation, with a strategic base in Luxembourg [1]. The company’s efforts were further supported by the adoption of ISO 20022 messaging standards by the Federal Reserve, a development that reinforced Ripple’s early leadership in blockchain integration with global financial systems.

In addition to regulatory advancements, Ripple took a significant step to enhance RLUSD’s infrastructure by acquiring Rail, a stablecoin payments firm, for $200 million [2]. The acquisition aims to improve payment efficiency and scalability, particularly in cross-border transactions. Ripple plans to integrate Rail’s technology into its existing systems to offer businesses a more robust solution for payments and liquidity management [2].

Despite the positive momentum, RLUSD’s growth has not gone unchallenged. Blockchain investigator ZachXBT raised concerns about the authenticity of Ripple’s stablecoin user base, expressing greater trust in other major stablecoin issuers such as Circle and Paxos [1]. These doubts highlight the competitive and regulatory challenges Ripple faces in the stablecoin space.

The continued expansion of RLUSD underscores a growing trend of institutional and corporate adoption of stablecoins for real-world use cases beyond speculation or trading [1]. As Ripple continues to scale RLUSD and integrate it into traditional financial systems, the stablecoin’s performance may serve as a barometer for the broader adoption of digital assets in global commerce.

Source:

[1] Ripple's RLUSD stablecoin hits $600M supply milestone in July (https://cryptoslate.com/ripples-rlusd-stablecoin-hits-600m-supply-milestone-in-july/)

[2] Ripple to Buy Stablecoin Payments Firm Rail for $200M to Boost RLUSD (https://leapdigitalinvestments.com.au/)