Ripple's Court Win Boosts XRP ETF Filings by Major Asset Managers

XRP's latest price was $3.02, down 0.753% in the last 24 hours. Grayscale, Bitwise, and five other asset managers recently updated their XRP ETF filings with the SEC following Ripple’s favorable court ruling, indicating proactive regulatory engagement. These filings could facilitate broader institutional access to XRP, potentially influencing market liquidity and investment trends amidst positive regulatory momentum for digital assets.

Six major asset managers including Grayscale and WisdomTree have filed amended XRP ETF proposals with the SEC. This action comes on the heels of favorable court rulings for Ripple, boosting confidence in the crypto sector. These asset managers, recognized leaders in digital assets, submitted coordinated filings following SEC feedback. This marks a critical step in their efforts to establish XRP exchange-traded funds. The action underscores the increasing interest in regulated crypto investments.

Ripple’s court win boosts ETF approval chances. Institutional interest in XRP ETFs could increase market liquidity. The filings immediately affect potential access to a $300 billion stablecoin market. This increase could bolster market liquidity and attract institutional investors to XRP. The regulatory environment remains under close scrutiny as new proposals emerge. The approved XRP ETFs could lead to shifts in financial markets, with potential increases in cross-border liquidity. This development also underscores broader trends in digital currency adoption and regulatory adjustments in the U.S. landscape.

Ripple’s Gemini credit deal is a lending agreement enabling up to $150 million in combined loans, signaling Ripple’s strategy to integrate lending, stablecoins, payments and brokerage into the XRP ecosystem to support institutional liquidity and tokenized settlement. The credit deal with Gemini highlights its expansion into lending, payments, and brokerage, weaving XRP into a full financial services model. The agreement underscores Ripple’s push to embed lending and stablecoin liquidity within the XRP ecosystem. The terms illustrate Ripple’s operational readiness to supply institutional liquidity and bridge fiat and on-chain settlements. Ripple’s purchase of Rail and its acquisition of Hidden Road expand its payments and brokerage layers. These buys enable on-ramps for liquidity, link XRP and RLUSD to global payment rails, and improve institutional access to custody, execution and prime services. XRPL’s EVM compatibility allows smart contracts, tokenization, and DeFi-style lending to operate within the XRP Ledger environment. This positions Ripple to support token issuance, collateralized loans, and settlement workflows directly on-chain, aligning XRPL functionality with institutional settlement needs and existing financial infrastructure.

Ripple’s Gemini credit deal, combined with strategic acquisitions and XRPL EVM integration, advances a stronger institutional product set for the XRP ecosystem. These moves tie lending, payments and brokerage together—positioning Ripple as a more complete financial rails provider. Watch for regulatory updates and institutional uptake as next indicators of market traction. The SEC is working through a packed queue of XRP ETF proposals from major issuers, with key rulings stacked across October. Confidence has improved since Ripple’s legal win in August, and many investors now see a clear path for regulated XRP exposure. ProShares already broke ground with the first XRP-linked ETF, while a wave of spot funds is lined up behind it. If approvals land, XRP could join Bitcoin and Ethereum in the mainstream ETF arena and invite new institutional flows. A dense cluster of spot decisions is due in October 2025. Each aims to offer direct, regulated XRP exposure similar to approved Bitcoin and Ethereum spot ETFs. Many market watchers think the SEC could introduce a more consistent framework for crypto ETFs that extends to XRP and possibly other large-cap assets like Solana, Cardano, and HBAR. With multiple XRP decisions grouped in late October, the outcome may define whether XRP enters the spot-ETF era now or faces another round of delays. XRP’s ETF moment is approaching, with live futures exposure via ProShares and a string of spot deadlines on the calendar. A clear green light could pull new institutional demand into XRP.

Crypto analyst and investor Xaif published a tweet stating that the Central Bank of Malaysia had named XRP alongside Bitcoin as a potential replacement for cash and bank deposits. The post was presented as breaking news and underscored the growing recognition of XRP in traditional financial systems.

The regulatory status of XRP saw a significant shift in August 2025 when the U.S. Securities and Exchange Commission (SEC) reclassified it as a utility token for secondary market transactions. This development is widely regarded as a positive milestone for the digital asset, though it does not resolve all outstanding regulatory uncertainties. Notably, approvals for dedicated exchange-traded funds (ETFs) tracking XRP remain delayed, creating ongoing uncertainty for institutional adoption pathways.

Market activity indicates substantial distribution flows from large holders, commonly referred to as whales. Data shows wallets holding between 10 million and 100 million XRP offloaded approximately 460 million tokens within a single week around mid-August 2025. This significant movement of assets introduced considerable volatility into the market, reflecting heightened activity among major stakeholders.

Technical analysis of the market structure suggests underlying stability despite recent pressures. Charts indicate that XRP found firm support around a key technical level, which aligns with the 50-day moving average and other significant indicators, forming a recognized value zone. Trading volume data supports this assessment, showing concentrated buying activity at these levels sufficient to counterbalance the distribution pressure. Market technicians observe that the broader structure of higher highs and higher lows remains technically intact, suggesting the recent price action represents a retest of established support rather than the onset of a prolonged downtrend.

Industry analysts continue to emphasize the critical role of real-world adoption and banking integration for XRP's long-term value proposition. Forecasts consistently link XRP's future performance to broader adoption of RippleNet by financial institutions globally and, crucially, its potential integration or role within emerging central bank digital currency (CBDC) ecosystems. Delays in regulatory clarity, particularly concerning ETF approvals and the scope of the SEC's utility token classification, remain key obstacles cited by observers.