Ripple buys Rail for $200m to boost B2B stablecoin presence

Ripple has agreed to acquire Toronto-based stablecoin payment platform Rail for $200 million, marking a strategic step to strengthen its presence in the global B2B stablecoin market. The deal, expected to close in the fourth quarter of 2025, will bring Rail’s infrastructure—including virtual accounts, a banking partner network, and automated back-office support—into Ripple’s ecosystem, enhancing its stablecoin payments solutions [1].

Monica Long, President of Ripple, highlighted that the acquisition aligns with the company’s mission to help its global customer base move money efficiently and securely. “Ripple has one of the most widely used digital asset payment networks in the world, and this acquisition underscores our commitment to helping our global customer base move money wherever and whenever they need,” she stated [1].

Rail has, over the past four years, developed a fast and efficient method for international stablecoin payments. According to Rail’s CEO, Bhanu Kohli, the platform is projected to process over 10% of the $36 billion global B2B stablecoin market in 2025. “Ripple shares our vision, and together, we’re excited to bring our innovation to the millions of businesses that move money internationally,” Kohli said [1].

The integration of Rail’s capabilities will enable Ripple to offer comprehensive stablecoin pay-ins and pay-outs across major corridors without requiring customers to hold cryptocurrencies on their balance sheets. Additionally, customers will gain access to third-party payments and internal treasury flows, with support for multiple digital assets, including XRP and RLUSD [1].

This acquisition follows a series of strategic moves by Ripple, including its $1.25 billion acquisition of multi-asset prime broker Hidden Road in April. To date, Ripple has invested more than $3 billion in acquisitions and strategic partnerships. The company is also seeking a national banking license in the U.S., as the country moves toward tighter stablecoin regulation through the proposed GENIUS Act [1].

Ripple’s RLUSD stablecoin has grown to a market cap of $612 million, further solidifying the company’s role in the stablecoin space. With this acquisition, Ripple aims to expand its influence in the B2B stablecoin payments sector and streamline its operations for international business transactions [1].

Source:

[1] title: Ripple to acquire stablecoin payment platform Rail for $200m

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