Ripple Acquires Rail for $200M to Expand Stablecoin Payment Network

Generated by AI AgentCoin World
Friday, Aug 8, 2025 3:52 am ET1min read
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Aime RobotAime Summary

- Ripple acquires Rail for $200M to expand stablecoin-powered B2B payment infrastructure and reduce crypto transaction complexity.

- Rail's 10% global B2B stablecoin transaction volume will integrate with Ripple's platform, enhancing liquidity and market reach through unified stablecoin management.

- The deal leverages Ripple's 60+ global licenses to offer compliant, 24/7 stablecoin payments via API, eliminating wallet management and exchange dependencies.

- CEO Brad Garlinghouse calls it a "game-changer," positioning Ripple as a leading infrastructure provider for institutions adopting stablecoin technology.

- With $3B+ in global expansion investments, Ripple reinforces its role in building compliant, low-cost cross-border payment solutions through this strategic acquisition.

Ripple has announced a $200 million acquisition of Rail, a fintech platform specializing in stablecoin-powered payments, to enhance its global digital asset infrastructure and expand its stablecoin payment network [1]. This strategic move is intended to position

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as a leading player in the growing field of enterprise-focused stablecoin transactions, with a focus on streamlining B2B payments and reducing the complexity of crypto-based operations [1]. The acquisition is expected to close later this year, pending regulatory approvals [1].

By integrating Rail's virtual accounts, automated back-office systems, and simplified integration models, Ripple aims to offer businesses greater control over how they send, receive, and manage money using stablecoins [1]. According to Ripple President Monica Long, the company is well-positioned to shape the future of stablecoins, thanks to its existing legal framework of over 60 global licenses that support compliant payment flows [1].

Rail is reported to have processed nearly 10% of global B2B stablecoin transactions last year, according to industry projections [1]. This volume is expected to seamlessly integrate into Ripple’s existing infrastructure, boosting liquidity and expanding the firm’s market reach.

The combined platform will allow businesses to use stablecoins like USD or other digital assets without the need to hold digital assets on their balance sheets [1]. This feature is particularly appealing to traditional enterprises that remain cautious about the volatility of cryptocurrencies. Users will also gain access to Ripple’s stablecoin RLUSD and

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, all managed through a single platform, which is expected to improve efficiency and reduce the operational complexity of juggling multiple systems [1].

Ripple CEO Brad Garlinghouse has described the acquisition as a "game-changer," emphasizing the growing momentum behind the firm’s expansion in the stablecoin infrastructure space [1]. He noted that the deal positions Ripple and Rail as the go-to solution for global financial institutions seeking to leverage stablecoin technology [1].

Rail’s platform is designed to simplify crypto payments by eliminating the need for businesses to manage crypto wallets or interact with centralized exchanges [1]. Instead, customers will be able to operate through Ripple’s always-on API, enabling 24/7 payments with faster speeds, lower fees, and fewer intermediaries [1]. The platform also supports third-party and internal treasury payments, offering companies more flexibility in global money movement [1].

Ripple has now invested over $3 billion in global expansion, signaling a long-term vision to create a robust, compliant, and frictionless cross-border payment infrastructure [1]. With this latest acquisition, the company is not only enhancing its product offerings but also reinforcing its role as a foundational player in the future of digital finance.

Source:

[1] title: Ripple Drops $200M on Rail to Power Up Stablecoin Payments

https://www.livebitcoinnews.com/ripple-drops-200m-on-rail-to-power-up-stablecoin-payments/