Ripple to Acquire Stablecoin Platform Rail for $200 Million in 2025

Ripple has announced its intention to acquire stablecoin payments platform Rail for $200 million, with the deal anticipated to close in the fourth quarter of 2025. The acquisition is part of Ripple’s strategy to enhance its enterprise-grade digital asset infrastructure and deliver what it describes as the most comprehensive stablecoin payments solution available in the market [1]. The company emphasized that the move will enable it to offer stablecoin on- and off-ramps without requiring customers to hold cryptocurrency and will facilitate the management of multiple payment types on behalf of both customers and their internal treasury flows [1].

Rail, which is projected to process more than 10% of global stablecoin payments in 2025, brings a multi-bank partner network and streamlined capabilities for third-party and treasury payments, virtual accounts, collections, and 24/7 integration via a single API. The platform also supports enterprise-grade compliance [1]. According to Artemis Analytics, the stablecoin market is estimated to reach $36 billion worldwide, positioning Rail as a key player in this growing segment [1].

This acquisition is the latest in Ripple’s long-term strategic expansion through mergers and acquisitions, following approximately $3 billion in investments to date. Earlier in 2025, Ripple acquired Hidden Road, a crypto-friendly prime broker, for $1.25 billion [1]. The acquisition of Rail aligns with Ripple’s broader goals of strengthening its digital asset offerings and expanding its footprint in the stablecoin space.

Ripple launched its RLUSD stablecoin in late 2024, emphasizing an institutional focus that differentiates it from many of its retail-oriented competitors. However, data indicates that RLUSD is increasingly being adopted by retail users, particularly through self-custodial wallets and developer platforms [1]. In mid-October 2024, Ripple announced partnerships with several cryptocurrency exchanges and platforms—including Uphold, Bitstamp, and MoonPay—to facilitate the distribution of RLUSD [1].

In mid-July 2025, Ripple confirmed its intention to pursue a Markets in Crypto-Assets Regulation (MiCA) license to expand into the European Union. A company spokesperson stated that the goal is to “become MiCA-compliant,” acknowledging a “significant opportunity” in the European market [1]. This regulatory move follows Ripple’s stablecoin receiving approval from the Dubai Financial Services Authority, the regulator for the Dubai International Financial Centre, a hub for financial services in the Middle East, Africa, and South Asia [1].

Ripple’s foray into stablecoins is part of a broader industry trend as stablecoins gain traction for cross-border transactions and treasury management. The company’s recent strategic moves—acquiring Rail, launching RLUSD, and expanding its regulatory presence—position it as a key player in the evolving digital asset landscape.

Source: [1] Ripple to buy stablecoin platform Rail for $200 million (https://cointelegraph.com/news/ripple-to-buy-stablecoin-platform-rail-for-200-million?utm_source=rss_feed&utm_medium=rss&utm_campaign=rss_partner_inbound)