Revolut Bridges Traditional and Decentralized Finance with $775M Polygon Milestone

Revolut, the European fintech giant, has processed over $775 million in cryptocurrency volume via the Polygon network as of November 2025, signaling a significant milestone in its strategy to integrate blockchain-based services into mainstream finance according to data. The collaboration, which began in December 2024, allows Revolut users in the UK and European Economic Area to send, receive, and stake stablecoins like USDC and USDT with near-zero fees as reports show. The partnership also enables users to trade and stake Polygon's native token, POL, within the Revolut app, further blurring the lines between traditional and decentralized financial systems as stated in a report.

The integration leverages Polygon's Rio upgrade, which enhances transaction speed and reliability, supporting up to 5,000 transactions per second with near-instant finality. This technical advancement aligns with Revolut's goal of offering low-cost cross-border payments, a critical feature for users in regions where remittance fees have historically been high. According to analysis, by routing transactions through Polygon's scalable infrastructure, Revolut reduces operational costs while maintaining compliance with the EU's Markets in Crypto Assets (MiCA) regulatory framework.

Revolut's expansion into blockchain services is part of a broader industry shift. The company, valued at $75 billion, following a recent fundraising round led by firms like NVIDIA's NVentures and Fidelity, has positioned itself as a bridge between traditional finance and Web3. Its partnership with Polygon joins collaborations with other major players, including Stripe and Mastercard, which have also adopted Polygon for scalable payment solutions.

The fintech firm reported that its 65 million users, including 14 million crypto users, now have access to a suite of blockchain features as confirmed by data. These include zero-fee remittances, crypto-backed card payments, and seamless fiat-to-crypto on/off-ramps according to industry reports. The integration has already demonstrated real-world adoption, with over $3.6 billion in stablecoin supply transacted on Polygon as of November 2025 as detailed in a report.

Regulatory compliance remains a priority. Revolut secured a MiCA license in Cyprus in November 2025, enabling it to offer crypto services across the EEA as reported. This license supports its Crypto 2.0 platform, which added zero-fee staking and support for over 280 tokens according to company statements. The move underscores the growing acceptance of blockchain in regulated financial ecosystems, though challenges remain in harmonizing global compliance frameworks as noted in industry analysis.

Industry analysts view the Revolut-Polygon partnership as a case study in how fintechs can leverage blockchain to reduce costs and expand access. "This collaboration demonstrates that scalable, low-cost blockchain solutions are no longer niche-they're becoming infrastructure," said one analyst cited in a FinTech Weekly report. The partnership also highlights Polygon's role as a preferred layer-2 solution for enterprises, following its adoption by Stripe, Flutterwave, and WorldPay as documented in industry reports.

As Revolut prepares for expansions into India and Latin America, the success of its blockchain integrations could influence broader adoption trends. With $4 billion in 2024 revenue and a 72% year-over-year growth, the firm's strategy appears to be paying off as reported. However, the volatile nature of crypto markets and evolving regulations will remain key risks for both Revolut and its users as highlighted in industry analysis.