Make the Most of Your Retirement with These Top-Ranked Mutual Funds

Thursday, Aug 6, 2026 9:03 am ET1min read

There is never a wrong time to invest in mutual funds for retirement. So, if you're still looking for the best mutual funds, the Zacks Mutual Fund Rank can be a great guide.

The best way to shortlist great mutual funds is to ensure solid performance, diversification, and low fees. Some are better than others, but utilizing the Zacks Mutual Fund Rank, we have identified three mutual funds that could be solid additions to one's retirement portfolio.

Let's learn about some of Zacks' highest ranked mutual funds with low fees you may want to consider.

If you are looking to diversify your portfolio, consider Royce Micro-Cap Service Class (RMCFX). RMCFX is a Small Cap Value mutual fund option, which typically invest in companies with market caps under $2 billion. This fund is a winner, boasting an expense ratio of 1.49%, management fee of 1%, and a five-year annualized return track record of 12.24%.

Goldman Sachs Large Cap Growth Insights I (GCGIX) is a stand out amongst its peers. GCGIX is a part of the Large Cap Growth mutual fund category, which invest in many large U.S. companies that are expected to grow much faster compared to other large-cap stocks. With five-year annualized performance of 11.87%, expense ratio of 0.55% and management fee of 0.5%, this diversified fund is an attractive buy with a strong history of performance.

Victory Global Energy Transition Y (RSNYX): 1.15% expense ratio and 1% management fee. RSNYX is classified as a Sector - Energy mutual fund. Throughout the massive global energy sector, these funds hold a wide range of quickly changing and vitally important industries. The fund is mainly invested in equities, has a long reputation of salutary performance, and has yearly returns of 29.05% over the last five years.

There you have it. If your financial advisor had you put your money into any of our top-ranked funds, then they've got you covered. If not, you may need to talk.

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This article originally published on Zacks Investment Research (zacks.com).

Zacks Investment Research

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