RedStone and Credora Build DeFi's Credit Backbone for a $10B Future

RedStone, a blockchain oracle provider, has announced its acquisition of Credora, an on-chain credit rating platform, to enhance its services in the decentralized finance (DeFi) space. The new platform will operate under the brand name "Credora by RedStone," and aims to provide real-time pricing data alongside risk assessments for DeFi markets. This move is intended to mirror the role of traditional credit rating agencies such as S&P and Moody’s in centralized financial systems [1].

Credora, which was previously known as X-Margin, specializes in privacy-preserving credit risk technology. Its use of trusted execution environments and zero-knowledge proofs allows for standardized credit ratings without compromising sensitive financial data [4]. The platform has facilitated over $1 billion in uncollateralized loans and has been backed by prominent investors, including Coinbase Ventures, Hashkey, and S&P Global [4]. The financial details of the acquisition have not been disclosed.

RedStone, which already delivers oracle data feeds across more than 110 blockchains and rollups, is extending its capabilities by incorporating Credora’s credit risk evaluation framework. The company has secured over $10 billion in value locked with no reported mispricing incidents. With the integration of Credora’s independent ratings, RedStone aims to evolve from a data provider into a source of actionable intelligence for DeFi yield strategies and lending protocols [4]. Co-founder Marcin Kazmierczak emphasized that as DeFi strategies become more complex, users require clarity beyond headline annual percentage yields (APYs), and ratings offer a straightforward means to achieve this [1].

According to RedStone, rated DeFi strategies, such as Morpho Vaults, have demonstrated up to 25% faster growth compared to their unrated counterparts, highlighting the demand for risk-aware tools among users [1]. Credora’s co-founders, Darshan Vaidya and Matt Ficke, will join RedStone as strategic advisors to help with integration and adoption of the new ratings framework [4]. Kazmierczak noted that the expanded services will be particularly beneficial in the real-world asset (RWA) and tokenization space, where assessing risks such as those associated with tokenized private credit or tokenized stocks can be complex [1].

The integration of Credora’s risk assessment framework is expected to include public access and API distribution via RedStone’s oracle network. This will enable dynamic, data-backed risk scores to be delivered directly to DeFi protocols, enhancing transparency and usability for institutional and retail participants alike [4]. The acquisition is a foundational step in making DeFi safer and more accessible to institutional investors, as well as a significant milestone in the development of risk assessment tools tailored for the decentralized financial ecosystem [1].

Source:

[1] RedStone acquires the DeFi credit rating platform Credora (https://www.chaincatcher.com/en/article/2203292)

[2] Credora Reviews and Pricing 2025 (https://www.f6s.com/software/credora)

[3] DeFi Coins You Can't Ignore in 2025 (https://cryptoadventure.com/defi-coins-you-cant-ignore-in-2025)

[4] RedStone acquires Credora to launch DeFi risk oracle (https://blockworks.co/news/redstone-acquires-credora)