Rain City Capital's $200M Securitization: A Catalyst for Growth and Expansion

In a significant milestone for Rain City Capital, the leading business-purpose lender announced the successful closure of a $200 million securitization backed by residential transition loans. This transaction, the company's first securitization, follows a period of accelerated growth and represents a natural progression in its overall strategy for expansion. The securitization was oversubscribed due to significant interest from investors, who were drawn to Rain City's disciplined approach to underwriting, diversified portfolio, and strong credit performance.

Fred Rea, Founder and President of Rain City Capital, expressed his excitement about the securitization, stating, "We're excited to close our first securitization, and this transaction represents the natural progression of our growing company. Having committed capital from institutional counterparties allows us to open new markets and drive origination growth." This transaction is an important part of Rain City's overall strategy for growth, as it provides the company with a stable source of funding, enhancing its financial position and enabling it to better manage its liquidity and risk.

The successful closure of this securitization allows Rain City Capital to access committed capital from institutional counterparties, which will enable the company to:

1. Open new markets: With the additional capital, Rain City Capital can explore and enter new markets, expanding its reach and customer base.
2. Drive origination growth: The committed capital allows Rain City Capital to originate more loans, leading to increased revenue and growth. This is evident in the company's history, where it has funded over $2 billion in transactions for thousands of investors in the past decade.

Rain City's disciplined approach to underwriting, diversified portfolio, and strong credit performance have made it an attractive investment option for institutional investors. This is evident in the oversubscription of its first securitization, which raised $200 million. These factors, combined with Rain City's history of accelerated growth and its ability to open new markets and drive origination growth, have contributed to its attractiveness to institutional investors.

In conclusion, Rain City Capital's $200 million securitization is a testament to the company's strong financial performance and growth potential. With the additional capital, Rain City Capital is well-positioned to open new markets and drive origination growth, ultimately supporting its clients' long-term financial goals. As the company continues to expand, investors can expect to see more innovative financing solutions and a commitment to responsible underwriting practices.