Qifu Technology Q2 Earnings Outlook: Analysts Expect 39.7% YoY EPS Growth and 13.7% YoY Revenue Growth

Qifu Technology is set to announce Q2 earnings on August 14th. The consensus EPS estimate is $1.76, a 39.7% YoY increase, and the revenue estimate is $650.57M, a 13.7% YoY increase. QFIN has beaten EPS estimates 88% of the time and revenue estimates 75% over the last 2 years.

Qifu Technology, Inc. (NASDAQ: QFIN) is set to announce its second-quarter (Q2) 2025 earnings results on August 14th. Analysts are expecting the company to report earnings per share (EPS) of $1.76, representing a 39.7% year-over-year (YoY) increase, and revenue of $650.57 million, a 13.7% YoY increase [3].

Over the past two years, QFIN has demonstrated strong earnings performance, beating EPS estimates 88% of the time and revenue estimates 75% [3]. This consistent track record of exceeding expectations has contributed to the company's positive momentum in the financial technology (fintech) sector.

Institutional ownership of QFIN is substantial, with approximately 74.81% of shares held by hedge funds and other large investors [1]. Recent filings indicate that US Bancorp DE increased its holdings in QFIN by 173.9% in the first quarter of 2025, underscoring the confidence of major investors in the company's prospects [1].

The company's financial metrics, including a debt-to-equity ratio of 0.21, a current ratio of 3.08, and a quick ratio of 3.08, reflect a strong balance sheet. Additionally, QFIN's market capitalization of $5.26 billion, a price-to-earnings (P/E) ratio of 5.12, and a beta of 0.39, provide further insights into its valuation and risk profile [1].

Analysts have shown interest in QFIN, with JPMorgan Chase & Co. initiating coverage and setting an "overweight" rating with a $65.00 price target, and Wall Street Zen cutting its rating from a "strong-buy" to a "buy" [2]. These ratings suggest that analysts see QFIN as a promising investment, particularly given its strong earnings track record and growth prospects.

As QFIN prepares to release its Q2 earnings, investors will be closely watching for any updates on the company's AI-led technology, user acquisitions, and credit-driven services. The upcoming earnings report will provide valuable insights into QFIN's performance and future growth opportunities.

References:
[1] https://www.marketbeat.com/instant-alerts/filing-us-bancorp-de-acquires-9463-shares-of-qifu-technology-inc-nasdaqqfin-2025-08-11/
[2] https://www.nasdaq.com/articles/qfin-gears-report-q2-earnings-whats-offing
[3] https://www.marketbeat.com/instant-alerts/qifu-technology-qfin-to-release-earnings-on-thursday-2025-08-07/