Qfin Holdings Approves Dividend for 1H 2025, Payable on September 25

Qfin Holdings has approved a dividend of $0.38 per Class A ordinary share and $0.76 per ADS for the first half of 2025. The dividend is payable on September 25, 2025, for Class A ordinary share holders and around September 30, 2025, for ADS holders. To qualify, Class A ordinary share holders must lodge valid transfer documents with Computershare Hong Kong Investor Services Limited by September 8, 2025.

Qfin Holdings, Inc. (NASDAQ: QFIN; HKEx: 3660), a leading AI-empowered Credit-Tech platform in China, has released its unaudited financial results for the second quarter and six months ended June 30, 2025. The company also announced a semi-annual dividend of $0.38 per Class A ordinary share and $0.76 per American Depositary Share (ADS) for the first half of 2025. The dividend is payable on September 25, 2025, for Class A ordinary share holders and around September 30, 2025, for ADS holders.

Second Quarter 2025 Business Highlights

- The platform connected 165 financial institutional partners and 275.8 million consumers with potential credit needs, an increase of 11.4% from the previous year.
- Cumulative users with approved credit lines reached 60.2 million, a 12.3% increase from the same period last year.
- Total loan facilitation and origination volume reached RMB84,609 million, a 16.1% increase from the same period in 2024.
- Total outstanding loan balance was RMB140,080 million, an increase of 13.4% from the previous year.

Financial Results

- Total net revenue for the second quarter was RMB5,215.9 million (US$728.1 million), compared to RMB4,690.7 million in the prior quarter.
- Net income was RMB1,730.5 million (US$241.6 million), compared to RMB1,796.6 million in the prior quarter.
- Non-GAAP net income was RMB1,849.0 million (US$258.1 million), compared to RMB1,926.2 million in the prior quarter.
- Net income per fully diluted ADS was RMB12.76 (US$1.78), compared to RMB12.62 in the prior quarter.
- Non-GAAP net income per fully diluted ADS was RMB13.63 (US$1.90), compared to RMB13.53 in the prior quarter.

Dividend Details

- Class A ordinary share holders will receive a dividend of $0.38 per share, payable on September 25, 2025. To qualify, shareholders must lodge valid transfer documents with Computershare Hong Kong Investor Services Limited by September 8, 2025.
- ADS holders will receive a dividend of $0.76 per ADS, payable around September 30, 2025.

Management Comments

- CEO Haisheng Wu noted that the second quarter was challenging due to international trade tensions and regulatory updates, but the company maintained consistency and resilience.
- CFO Alex Xu commented on the strong financial performance, highlighting the RMB2.62 billion in cash generated from operations and the near-historical high new provision booking ratio.
- Chief Risk Officer Yan Zheng mentioned continued portfolio risks due to geopolitical uncertainties and macro headwinds, but also noted improvements in new loans' risk performance.

References

[1] https://finance.yahoo.com/news/qfin-holdings-announces-second-quarter-220000837.html