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Provident Financial (PROV) reported Q1 revenue of $9.74 million, up 2.3% YoY, and EPS of $0.25, down from $0.28 YoY. Net interest margin was 3%, down from 3.1% YoY, and efficiency ratio was 78.4%, up from 74.9% YoY. Shares have returned -0.4% over the past month and have a Zacks Rank of #3 (Hold).

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