Plume's SEC Approval Bridges DeFi and TradFi, Setting Compliance Blueprint

Plume Network, a modular Layer 2 blockchain focused on real-world assets (RWAs), has secured regulatory approval from the U.S. Securities and Exchange Commission (SEC) as a transfer agent, marking a pivotal step in bridging decentralized finance (DeFi) with traditional capital markets. The approval enables Plume to manage digital securities and shareholder records on-chain, leveraging blockchain technology to streamline processes such as securities transfers, dividend distribution, and real-time reporting to the SEC and the Depository Trust & Clearing Corporation (DTCC) Plume Network Registered by SEC as Transfer Agent for Tokenized Securities^[1]. This development aligns with growing institutional interest in tokenized assets and positions Plume to accelerate the migration of U.S. securities markets onto blockchain infrastructure Plume Network Gains SEC Approval As Transfer Agent For RWAs^[2].

Following the announcement, Plume's native token, PLUME, surged by 22% in 24 hours, with trading volume increasing by 186%, reflecting investor confidence in the project's regulatory alignment and scalability SEC News: Plume Network Wins SEC Approval, Surges 22% in One Day^[3]. CEO and co-founder Chris Yin emphasized that the transfer agent license "builds a direct bridge between issuers, investors, and regulators," enabling faster tokenization timelines-reducing processes from months to weeks via smart-contract automation Plume Network Registered by SEC as Transfer Agent for Tokenized Securities^[1]. The integration with DTCC, a cornerstone of U.S. market settlement, further underscores Plume's ability to harmonize decentralized systems with legacy financial infrastructure Plume Network Gains SEC Approval As Transfer Agent For RWAs^[2].

Plume's regulatory achievements come after months of collaboration with the SEC, including contributions to discussions around the GENIUS Act, a proposed framework for tokenizing real-world assets Plume Network Registered by SEC as Transfer Agent for Tokenized Securities^[1]. The firm has already attracted interest from SEC-registered 40 Act funds, which manage over $39 trillion in assets under the U.S. Investment Company Act of 1940. While challenges such as asset custody remain, Plume anticipates these hurdles will diminish as the SEC refines rules through 2026 and 2027 Plume Network Registered by SEC as Transfer Agent for Tokenized Securities^[1]. The company's technology now supports on-chain IPOs, small-cap fundraising, and regulated fund structures, offering a scalable solution for institutional adoption Plume Network Gains SEC Approval As Transfer Agent For RWAs^[2].

Looking ahead, Plume plans to launch its first product suite in Q1 2026, including Nest Protocol vaults that allow users to earn yield from regulated financial instruments via stablecoin deposits Plume Network Registered by SEC as Transfer Agent for Tokenized Securities^[1]. The firm is also pursuing additional licenses, such as Alternative Trading System (ATS) and broker-dealer registrations, to construct a fully compliant on-chain capital market infrastructure for 40 Act funds Plume Network Gains SEC Approval As Transfer Agent For RWAs^[2]. These steps align with broader market shifts toward tokenized securities, as highlighted by SEC Commissioner Hester Peirce's recent openness to engaging with RWA projects Plume Network Registered by SEC as Transfer Agent for Tokenized Securities^[1].

The approval represents a validation of blockchain's potential to enhance transparency and efficiency in securities management while adhering to regulatory standards. By integrating automation with compliance tools, Plume aims to reduce operational costs and expand access to tokenized assets for both institutional and retail investors. The firm's approach demonstrates how decentralized platforms can coexist with traditional financial systems, fostering innovation without compromising investor protections Plume Network Gains SEC Approval As Transfer Agent For RWAs^[2]. As the U.S. securities market continues its digital transformation, Plume's regulatory compliance sets a precedent for other blockchain projects seeking to bridge the gap between DeFi and TradFi.