Plume's Compliance Edge Wins WisdomTree's Tokenized Funds

Asset manager WisdomTree has expanded its tokenized investment portfolio with the launch of 14 funds on the Plume blockchain, a platform designed for real-world asset (RWA) finance, according to a Yahoo report. The move, part of WisdomTree's multi-chain strategy, aims to broaden institutional access to regulated on-chain products while leveraging Plume's protocol-level compliance features, as detailed in a CoinDesk story. The funds, available through WisdomTree Connect, include the Government Money Market Digital Fund and the CRDT Private Credit and Alternative Income Fund, enabling investors to hold, transfer, and settle positions directly on the blockchain. Galaxy Digital's $10 million allocation to the Government Money Market Digital Fund underscores early institutional adoption.

Plume distinguishes itself from general-purpose blockchains like Ethereum or Polygon by embedding know-your-customer (KYC) and anti-money laundering (AML) safeguards into its core protocol. These include wallet screening and sanctions enforcement, which align with U.S. Securities and Exchange Commission (SEC) regulations, according to the Yahoo report. The platform, which recently secured transfer agent registration with the SEC, claims over 276,000 RWA holders and $600 million in tokenized assets, positioning it as the largest RWA-focused blockchain by user base, CoinDesk reported.

For WisdomTree, the Plume integration extends its on-chain presence beyond Ethereum and Stellar. The company, which oversees $100 billion in traditional assets and $650 million in tokenized assets, emphasized that its digital funds are SEC-registered 1940 Act products. These funds utilize soulbound non-fungible tokens (NFTs) to maintain compliance while enabling seamless on-chain transfers between verified wallets, CoinDesk reported. Maredith Hannon, WisdomTree's Head of Business Development for Digital Assets, highlighted the benefits of the partnership: "Investors gain access to diversified tokenized fund strategies and more efficient settlement, while maintaining compliance standards."

The rollout reflects growing competition among asset managers to bring regulated investment vehicles on-chain. Firms like Franklin Templeton and BlackRock are also exploring blockchain's potential to streamline operations and enhance liquidity, CoinDesk noted. Plume's Luke Xiao praised WisdomTree's initiative, stating it demonstrates how "regulated products can thrive in a compliant, permissionless environment," the Yahoo report added.

Meanwhile, WisdomTree's broader digital assets strategy includes a partnership with The Bank of New York Mellon (BNY) to provide banking-as-a-service (BaaS) infrastructure for its WisdomTree Prime platform. This collaboration enables U.S. retail investors to access tokenized RWA with stablecoin on- and off-ramps, further bridging traditional and digital finance, according to a MarketScreener release.

As the RWA market expands — now valued at $30 billion, per industry reports — WisdomTree's move signals a maturing ecosystem where blockchain infrastructure supports institutional-grade compliance and efficiency, as noted in a Coinotag estimate. With tokenized private credit alone accounting for $12–$16 billion in value, the shift toward on-chain settlement is reshaping asset management's future, according to an AMBCrypto analysis.