Pet Insurance Companies That Cover Preexisting Conditions: A Comprehensive Guide

Wednesday, Jun 11, 2025 2:37 pm ET1min read

Pet insurance typically doesn't cover preexisting conditions, defined as illnesses or injuries that occurred before policy coverage begins or during a waiting period. However, some pet insurance companies, such as AKC, ASPCA, Spot, Embrace, Felix, and Fetch, offer coverage for preexisting conditions under certain circumstances, such as after a year of continuous coverage or if the condition is deemed cured.

Pet Insurance Companies That Cover Preexisting Conditions: A Comprehensive Guide

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