PEPE hype fades as MUTM DeFi token nears Phase 5 sellout with 20% price jump

The recent decline in the popularity of meme tokens like PEPE has shifted investor attention to Mutuum Finance’s MUTM, a decentralized finance (DeFi) token positioned as a 100x growth opportunity. As MUTM approaches the final 1% of its Phase 5 presale, the project has raised $13.5 million at $0.03 per token, with a 20% price increase to $0.035 anticipated once this phase concludes. The token’s presale has attracted over 14,300 holders, reflecting growing demand for a DeFi solution emphasizing utility and long-term value [1].

Mutuum Finance’s model diverges from speculative meme coins by integrating a lending and borrowing protocol. Users deposit blue-chip cryptocurrencies (e.g., ETH, BTC) into smart contracts, receiving mtTokens that represent their collateralized assets. These mtTokens accrue interest and can be staked to earn MUTM rewards funded by protocol revenue. Borrowers access stablecoins through overcollateralized loans, preserving their crypto exposure while leveraging liquidity. This dual utility for lenders and borrowers creates a self-sustaining ecosystem with transparent yield generation [1].

The project’s security and transparency are reinforced by a CertiK audit, achieving a Token Scan Score of 95 and a Skynet Score of 78. Additional safeguards include a $50,000 bug bounty program and a $100,000 giveaway campaign to incentivize community participation. These measures address common DeFi vulnerabilities, offering investors confidence in the platform’s operational integrity [1].

MUTM’s presale roadmap highlights a strategic pricing structure. An investor who purchased tokens in Phase 2 at $0.015 has already seen their holdings double as the token approaches Phase 5. Projected future listings at $0.06 could yield a fourfold return from Phase 5’s $0.03 price. With only 1% of Phase 5 tokens remaining, the impending 20% price jump adds urgency for potential buyers. The platform’s beta launch and expanded offerings are expected to drive further growth [1].

The token’s architecture includes a mechanism for perpetual buybacks using protocol revenue, fostering ongoing demand and reward cycles for holders. Layer-2 scalability upgrades are already in development, signaling long-term infrastructure planning. This contrasts with meme tokens, which lack such utility-driven frameworks and rely on viral trends for short-term gains [1].

Mutuum Finance’s stablecoin system further distinguishes it by enabling overcollateralized lending with blue-chip assets. Users receive 1:1 mtTokens (e.g., mtUSDT, mtETH) that accrue yield based on pool utilization. Borrowers access liquidity without selling their holdings, reducing exposure risks. The proprietary Stability Factor minimizes liquidation risks, ensuring a balanced risk-reward dynamic for participants [1].

As the DeFi market matures, MUTM’s focus on security, yield generation, and community engagement positions it as a sustainable alternative to volatile meme tokens. The combination of a nearly sold-out presale, robust audit results, and a growing holder base underscores its potential to disrupt the crowded DeFi landscape [1].

Source: [1] [title1: PEPE hype fades as 100x DeFi token nears phase 5 sellout with 20% price hike ahead] [url1: https://invezz.com/news/2025/07/26/pepe-hype-fades-as-100x-defi-token-nears-phase-5-sellout-with-20-price-hike-ahead/]