Pepe Coin Loses Momentum as Mutuum Finance Gains Institutional Interest in Q3

As the third quarter advances, a clear divergence is emerging in the cryptocurrency market, with Pepe Coin (PEPE) showing signs of losing its early momentum, while Mutuum Finance (MUTM), a fast-developing DeFi protocol, is gaining increasing attention from both retail and institutional investors. PEPE, which previously benefited from viral exposure, is now experiencing a decline in trading activity and technical strength, with on-chain metrics and market sentiment pointing to a weakening trend [1].

PEPE is currently valued at approximately $0.0000124, representing a 7–9% drop over the past 24 hours and an 8–14% decline over the last seven days. Analysts note that the token has struggled to maintain key support levels between $0.0000120 and $0.0000121, raising concerns about its potential for further downward movement. Technical indicators such as the MACD and RSI have turned bearish, signaling that PEPE may be entering a consolidation phase rather than a continuation of its earlier bullish momentum [2].

In contrast, Mutuum Finance (MUTM) is entering its sixth presale stage at $0.035 per token. Early investors stand to benefit from a projected 71.43% return on investment if the token launches at $0.06, as outlined in the project’s roadmap. To date, the presale has raised over $13.9 million, with participation from more than 14,800 investors. The price is set to increase to $0.04 in Stage 7, adding urgency for early-stage buyers to secure their positions before the next price adjustment [3].

Mutuum Finance has also introduced a CertiK-backed bug bounty program to enhance protocol security. The initiative offers rewards of up to 50,000 USDT for identifying critical vulnerabilities, covering four categories of severity—major, minor, low, and critical. This proactive approach to security underscores MUTM’s focus on building a robust and transparent DeFi infrastructure [4].

To further engage its community, the project has launched a $100,000 token giveaway, with the top 50 Mutuum Finance holders receiving bonus tokens through a leaderboard system. This strategy not only incentivizes long-term participation but also reinforces MUTM’s commitment to fostering a sustainable and community-driven ecosystem [5].

At the core of Mutuum Finance’s innovation is its dual-lending model, which integrates both Peer-to-Contract (P2C) and Peer-to-Peer (P2P) mechanisms. The P2C model allows users to interact directly with smart contracts, adjusting to market conditions to optimize returns and minimize risk exposure. The P2P model, on the other hand, removes intermediaries, making it particularly effective for volatile assets such as meme coins. This hybrid approach positions MUTM as a unique and practical solution in the evolving DeFi landscape [6].

The contrasting trajectories of PEPE and MUTM highlight a broader shift in investor priorities during Q3. As speculative hype around meme coins begins to wane, projects with clear utility, robust infrastructure, and strong community engagement—such as Mutuum Finance—are gaining traction as more viable long-term options in the crypto market [1].

Source: [1] [2] [3] [4] [5] [6]

[1] title1.............................(https://invezz.com/news/2025/08/02/pepe-coin-price-prediction-pepe-strength-starts-to-fade-as-mutm-gains-ground-in-q3/)