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Paytm is the only Indian company to make Morgan Stanley's global AI adoption leaders list, recognized for its embedded AI across products and high pricing power. The report highlights Paytm's strong returns of 136% in the past 12 months and its position as a financial services innovator building its ecosystem on advanced technology. Paytm's AI-driven consumer-first innovations, such as reminders for recurring bills and personalized UPI IDs, are supported by machine-first AI systems that simplify money management for millions.

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